SIREN : 838943678
FINANCIERE SURCOUF is a French company founded 8 years ago, specialized in the sector Gestion de fonds. Based in ROMORANTIN-LANTHENAY (41200), this company of category ETI shows in 2023 a revenue of 578 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Revenue | 578 297 € | 563 425 € | 622 194 € | 718 368 € | 3 112 774 € |
| Net income | 5 690 546 € | 6 048 896 € | 3 037 219 € | 3 354 120 € | -839 657 € |
| EBITDA | -312 135 € | -270 223 € | -1 243 808 € | -130 411 € | -2 449 583 € |
| Net margin | 984.0% | 1073.6% | 488.1% | 466.9% | -27.0% |
In 2023, FINANCIERE SURCOUF achieves revenue of 578 k€. Revenue is declining over the period 2019-2023 (CAGR: -34.3%). Vs 2022: +3%. After deducting consumption (0 €), gross margin stands at 578 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -312 k€, representing -54.0% of revenue. Warning negative scissor effect: despite revenue change (+3%), EBITDA varies by -16%, reducing margin by 6.0 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 5.7 M€, i.e. 984.0% of revenue. This profit can be retained or distributed to shareholders.
578 297 €
578 297 €
-312 135 €
-565 530 €
5 690 546 €
-54.0%
The debt ratio (= Financial debt / Equity x 100) stands at 196%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 34%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 16.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 1074.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
195.862%
33.687%
1074.875%
16.243
In 2023, the debt ratio of FINANCIERE SURCOUF (195.86) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of FINANCIERE SURCOUF (33.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of FINANCIERE SURCOUF (16.24) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1900.48. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1900.483
-1977.811
In 2023, the liquidity ratio of FINANCIERE SURCOUF (1900.48) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2023, the interest coverage of FINANCIERE SURCOUF (-1977.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 134 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 261 days. Excellent situation: suppliers finance 127 days of the operating cycle (retail model). Overall, WCR represents 5891 days of revenue, i.e. 9.5 M€ to permanently finance.
9 462 385 €
134 j
261 j
0 j
5891 j
Based on 77 transactions of similar company sales
in 2023,
the value of FINANCIERE SURCOUF is estimated at
14 734 328 €
(range 6 376 782€ - 27 520 733€).
The price/revenue ratio is 0.50x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 77 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE SURCOUF with other companies in the same sector:
The revenue of FINANCIERE SURCOUF in 2023 is 578 k€.
Yes, FINANCIERE SURCOUF generated a net profit of 5.7 M€ in 2023.
The headquarters of FINANCIERE SURCOUF is located in ROMORANTIN-LANTHENAY (41200), in the department Loir-et-Cher.
The tax return of FINANCIERE SURCOUF is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE SURCOUF operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.