SIREN : 438724320
FINANCIERE STEEP is a French company founded 24 years ago, specialized in the sector Activités des sociétés holding. Based in SAINT-MAURICE-DE-BEYNOST (01700), this company of category ETI shows in 2024 a revenue of 4.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4 751 924 € | 4 357 634 € | 4 076 503 € | 2 324 808 € | 1 958 442 € | 2 328 109 € | 1 654 294 € | 1 454 531 € | 1 403 166 € |
| Net income | 29 853 608 € | 5 499 117 € | 9 059 524 € | 1 952 677 € | 3 781 570 € | 5 877 519 € | 4 925 394 € | 3 967 319 € | 41 193 € |
| EBITDA | 539 301 € | 171 280 € | 539 062 € | 94 035 € | 101 521 € | 600 194 € | 88 945 € | 85 279 € | 75 177 € |
| Net margin | 628.2% | 126.2% | 222.2% | 84.0% | 193.1% | 252.5% | 297.7% | 272.8% | 2.9% |
In 2024, FINANCIERE STEEP achieves revenue of 4.8 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +16.5%. Vs 2023: +9%. After deducting consumption (0 €), gross margin stands at 4.8 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 539 k€, representing 11.3% of revenue. Positive scissor effect: EBITDA margin improves by +7.4 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 29.9 M€, i.e. 628.2% of revenue. This profit can be retained or distributed to shareholders.
4 751 924 €
4 751 924 €
539 301 €
604 176 €
29 853 608 €
11.3%
The debt ratio (= Financial debt / Equity x 100) stands at 30%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 76%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 637.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
30.418%
76.35%
637.541%
0.702
27.5%
In 2024, the debt ratio of FINANCIERE STEEP (30.42) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE STEEP (76.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FINANCIERE STEEP (0.70) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 13899.45. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 161.6x. Operating income very largely covers interest expenses: high safety margin.
13899.449
161.647
In 2024, the liquidity ratio of FINANCIERE STEEP (13899.45) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of FINANCIERE STEEP (161.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 126 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 18 days. The gap of 108 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 835 days of revenue, i.e. 11.0 M€ to permanently finance. Over 2016-2024, WCR increased by +452%, requiring additional financing.
11 020 139 €
126 j
18 j
0 j
835 j
Based on 54 transactions of similar company sales
in 2024,
the value of FINANCIERE STEEP is estimated at
10 860 355 €
(range 6 302 480€ - 47 837 075€).
With an EBITDA of 539 301€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE STEEP with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE STEEP in 2024 is 4.8 M€.
Yes, FINANCIERE STEEP generated a net profit of 29.9 M€ in 2024.
The headquarters of FINANCIERE STEEP is located in SAINT-MAURICE-DE-BEYNOST (01700), in the department Ain.
The tax return of FINANCIERE STEEP is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE STEEP operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.