SIREN : 434010245
FINANCIERE STE MARIE is a French company founded 25 years ago, specialized in the sector Activités des sociétés holding. Based in ENNERY (95300), this company of category PME shows in 2025 a revenue of 387 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 386 693 € | 388 881 € | 390 018 € | 386 464 € | 355 118 € | 456 454 € | 455 828 € | 456 201 € | 441 400 € | 425 841 € |
| Net income | 717 591 € | 168 266 € | 2 793 977 € | 633 097 € | 334 136 € | 282 024 € | 298 767 € | 209 513 € | 87 640 € | 120 767 € |
| EBITDA | 60 223 € | 127 377 € | 108 229 € | 70 909 € | 54 859 € | -7 149 € | 13 661 € | 15 218 € | -37 172 € | -9 278 € |
| Net margin | 185.6% | 43.3% | 716.4% | 163.8% | 94.1% | 61.8% | 65.5% | 45.9% | 19.9% | 28.4% |
In 2025, FINANCIERE STE MARIE achieves revenue of 387 k€. Activity remains stable over the period (CAGR: -1.1%). Slight decline of -1% vs 2024. After deducting consumption (0 €), gross margin stands at 387 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 60 k€, representing 15.6% of revenue. Warning negative scissor effect: despite revenue change (-1%), EBITDA varies by -53%, reducing margin by 17.2 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 718 k€, i.e. 185.6% of revenue. This profit can be retained or distributed to shareholders.
386 693 €
386 693 €
60 223 €
47 €
717 591 €
15.6%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 98%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 201.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.278%
97.833%
201.132%
0.019
78.7%
In 2025, the debt ratio of FINANCIERE STE MARIE (0.28) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of FINANCIERE STE MARIE (97.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of FINANCIERE STE MARIE (0.02) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 855.99. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
855.988
0.0
In 2025, the liquidity ratio of FINANCIERE STE MARIE (855.99) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of FINANCIERE STE MARIE (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 19 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 23 days. Favorable situation: supplier credit is longer than customer credit by 4 days. WCR is negative (-64 days): operations structurally generate cash. Notable WCR improvement over the period (-29%), freeing up cash.
-68 333 €
19 j
23 j
0 j
-64 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 228 087€ to 3 818 000€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE STE MARIE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE STE MARIE in 2025 is 387 k€.
Yes, FINANCIERE STE MARIE generated a net profit of 718 k€ in 2025.
The headquarters of FINANCIERE STE MARIE is located in ENNERY (95300), in the department Val-d'Oise.
The tax return of FINANCIERE STE MARIE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE STE MARIE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.