SIREN : 432448439
FINANCIERE STAN is a French company founded 25 years ago, specialized in the sector Gestion de fonds. Based in BONDUES (59910), this company of category PME shows in 2024 a revenue of 654 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 654 425 € | 426 843 € | 374 451 € | 407 616 € | 387 401 € | 304 508 € | N/C |
| Net income | 339 130 € | 174 532 € | 7 467 748 € | 324 169 € | 992 396 € | 1 226 829 € | 475 465 € |
| EBITDA | 473 490 € | 366 437 € | 103 370 € | 167 553 € | 42 590 € | 71 007 € | N/C |
| Net margin | 51.8% | 40.9% | 1994.3% | 79.5% | 256.2% | 402.9% | N/C |
In 2024, FINANCIERE STAN achieves revenue of 654 k€. Over the period 2019-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +16.5%. Vs 2023, growth of +53% (427 k€ -> 654 k€). After deducting consumption (0 €), gross margin stands at 654 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 473 k€, representing 72.4% of revenue. Warning negative scissor effect: despite revenue change (+53%), EBITDA varies by +29%, reducing margin by 13.5 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 339 k€, i.e. 51.8% of revenue. This profit can be retained or distributed to shareholders.
654 425 €
654 425 €
473 490 €
350 284 €
339 130 €
72.4%
The debt ratio (= Financial debt / Equity x 100) stands at 8%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 89%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 72.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
7.72%
88.535%
72.672%
1.21
85.2%
In 2024, the debt ratio of FINANCIERE STAN (7.72) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of FINANCIERE STAN (88.5%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of FINANCIERE STAN (1.21) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1258.40. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 15.0x. Operating income very largely covers interest expenses: high safety margin.
1258.403
14.958
In 2024, the liquidity ratio of FINANCIERE STAN (1258.40) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of FINANCIERE STAN (15.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 63 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 36 days. The company must finance 27 days of gap between collections and payments. WCR is negative (-135 days): operations structurally generate cash.
-246 051 €
63 j
36 j
0 j
-135 j
Based on 62 transactions of similar company sales
in 2024,
the value of FINANCIERE STAN is estimated at
1 696 924 €
(range 526 530€ - 3 716 542€).
With an EBITDA of 473 490€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE STAN with other companies in the same sector:
The revenue of FINANCIERE STAN in 2024 is 654 k€.
Yes, FINANCIERE STAN generated a net profit of 339 k€ in 2024.
The headquarters of FINANCIERE STAN is located in BONDUES (59910), in the department Nord.
The tax return of FINANCIERE STAN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE STAN operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.