SIREN : 442418299
FINANCIERE SODIVALD is a French company founded 23 years ago, specialized in the sector Activités des sociétés holding. Based in L'ISLE-ADAM (95290), this company of category ETI shows in 2025 a revenue of 470 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 470 000 € | 470 000 € | 470 000 € | 470 000 € | 470 000 € | 470 000 € | 470 000 € | 470 000 € | 469 999 € | 470 000 € |
| Net income | 93 323 € | 19 751 € | 66 372 € | 93 687 € | 85 478 € | 68 154 € | 145 039 € | 177 948 € | 182 861 € | 178 930 € |
| EBITDA | 13 406 € | -5 772 € | -4 937 € | 3 706 € | 23 623 € | 56 316 € | 39 657 € | 62 679 € | 48 896 € | 70 610 € |
| Net margin | 19.9% | 4.2% | 14.1% | 19.9% | 18.2% | 14.5% | 30.9% | 37.9% | 38.9% | 38.1% |
In 2025, FINANCIERE SODIVALD achieves revenue of 470 k€. Activity remains stable over the period (CAGR: 0.0%). Slight decline of 0% vs 2024. After deducting consumption (0 €), gross margin stands at 470 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 13 k€, representing 2.9% of revenue. Positive scissor effect: EBITDA margin improves by +4.1 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 93 k€, i.e. 19.9% of revenue. This profit can be retained or distributed to shareholders.
470 000 €
470 000 €
13 406 €
12 336 €
93 323 €
2.9%
The debt ratio (= Financial debt / Equity x 100) stands at 53%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 63%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 18.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 20.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
52.962%
63.185%
20.084%
18.083
In 2025, the debt ratio of FINANCIERE SODIVALD (52.96) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of FINANCIERE SODIVALD (63.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of FINANCIERE SODIVALD (18.08) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 925.24. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 109.2x. Operating income very largely covers interest expenses: high safety margin.
925.235
109.175
In 2025, the liquidity ratio of FINANCIERE SODIVALD (925.24) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of FINANCIERE SODIVALD (109.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 302 days. Excellent situation: suppliers finance 302 days of the operating cycle (retail model). Overall, WCR represents 984 days of revenue, i.e. 1.3 M€ to permanently finance. Over 2015-2025, WCR increased by +97%, requiring additional financing.
1 285 253 €
0 j
302 j
0 j
984 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 152 988€ to 811 872€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE SODIVALD with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE SODIVALD in 2025 is 470 k€.
Yes, FINANCIERE SODIVALD generated a net profit of 93 k€ in 2025.
The headquarters of FINANCIERE SODIVALD is located in L'ISLE-ADAM (95290), in the department Val-d'Oise.
The tax return of FINANCIERE SODIVALD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE SODIVALD operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.