FINANCIERE SCHERPEREEL : revenue, balance sheet and financial ratios

FINANCIERE SCHERPEREEL is a French company founded 21 years ago, specialized in the sector Autres activités de soutien aux entreprises n.c.a.. Based in BONDUES (59910), this company of category PME shows in 2025 a revenue of 158 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FINANCIERE SCHERPEREEL (SIREN 480022169)
Indicator 2025 2023 2021 2020 2019 2018 2017 2016
Revenue 158 127 € 159 371 € 159 957 € 74 552 € 74 499 € 74 521 € 75 438 € N/C
Net income -36 886 € 7 459 € 31 876 € -73 655 € -65 € 34 124 € 68 858 € -90 925 €
EBITDA 44 262 € 28 141 € 57 791 € 23 403 € 29 961 € 27 430 € 20 910 € N/C
Net margin -23.3% 4.7% 19.9% -98.8% -0.1% 45.8% 91.3% N/C

Revenue and income statement

In 2025, FINANCIERE SCHERPEREEL achieves revenue of 158 k€. Over the period 2017-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +9.7%. Slight decline of -1% vs 2023. After deducting consumption (0 €), gross margin stands at 158 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 44 k€, representing 28.0% of revenue. Positive scissor effect: EBITDA margin improves by +10.3 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -37 k€ (-23.3% of revenue), which will impact equity.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

158 127 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

158 127 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

44 262 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

15 912 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-36 886 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

28.0%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 21%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 81%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 95.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 1.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

21.054%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

81.105%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

1.016%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

95.385

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

61.5%

Solvency indicators evolution
FINANCIERE SCHERPEREEL

Sector positioning

Debt ratio
21.05 2025
2021
2023
2025
Q1: 0.0
Med: 7.56
Q3: 53.6
Average -9 pts over 3 years

In 2025, the debt ratio of FINANCIERE SCHERPEREEL (21.05) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
81.11% 2025
2021
2023
2025
Q1: 10.23%
Med: 44.01%
Q3: 75.13%
Excellent

In 2025, the financial autonomy of FINANCIERE SCHERPEREEL (81.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
95.39 years 2025
2021
2023
2025
Q1: 0.0 years
Med: 0.04 years
Q3: 2.08 years
Watch

In 2025, the repayment capacity of FINANCIERE SCHERPEREEL (95.39) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 226.33. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 220.3x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

226.326

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

220.297

Liquidity indicators evolution
FINANCIERE SCHERPEREEL

Sector positioning

Liquidity ratio
226.33 2025
2021
2023
2025
Q1: 119.63
Med: 260.88
Q3: 749.74
Average -8 pts over 3 years

In 2025, the liquidity ratio of FINANCIERE SCHERPEREEL (226.33) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
220.3x 2025
2021
2023
2025
Q1: -1.52x
Med: 0.0x
Q3: 3.47x
Excellent

In 2025, the interest coverage of FINANCIERE SCHERPEREEL (220.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 21 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 51 days. Favorable situation: supplier credit is longer than customer credit by 30 days. WCR is negative (-237 days): operations structurally generate cash.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-104 076 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

21 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

51 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-237 j

WCR and payment terms evolution
FINANCIERE SCHERPEREEL

Positioning of FINANCIERE SCHERPEREEL in its sector

Comparison with sector Autres activités de soutien aux entreprises n.c.a.

Valuation estimate

Based on 131 transactions of similar company sales (all years), the value of FINANCIERE SCHERPEREEL is estimated at 155 310 € (range 50 847€ - 270 773€). With an EBITDA of 44 262€, the sector multiple of 4.8x is applied. The price/revenue ratio is 0.36x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
131 transactions
50k€ 155k€ 270k€
155 310 € Range: 50 847€ - 270 773€
NAF 5 all-time

Valuation detail by method

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EBITDA Multiple 50%
44 262 € × 4.8x
Estimation 214 662 €
64 457€ - 369 284€
Revenue Multiple 30%
158 127 € × 0.36x
Estimation 56 390 €
28 164€ - 106 587€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 131 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres activités de soutien aux entreprises n.c.a.)

Compare FINANCIERE SCHERPEREEL with other companies in the same sector:

Voir toutes les statistiques du secteur Autres activités de soutien aux entreprises n.c.a.

Frequently asked questions about FINANCIERE SCHERPEREEL

What is the revenue of FINANCIERE SCHERPEREEL ?

The revenue of FINANCIERE SCHERPEREEL in 2025 is 158 k€.

Is FINANCIERE SCHERPEREEL profitable?

FINANCIERE SCHERPEREEL recorded a net loss in 2025.

Where is the headquarters of FINANCIERE SCHERPEREEL ?

The headquarters of FINANCIERE SCHERPEREEL is located in BONDUES (59910), in the department Nord.

Where to find the tax return of FINANCIERE SCHERPEREEL ?

The tax return of FINANCIERE SCHERPEREEL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FINANCIERE SCHERPEREEL operate?

FINANCIERE SCHERPEREEL operates in the sector Autres activités de soutien aux entreprises n.c.a. (NAF code 82.99Z). See the 'Sector positioning' section above to compare the company with its competitors.