SIREN : 444527006
FINANCIERE SB is a French company founded 23 years ago, specialized in the sector Activités des sociétés holding. Based in MERVENT (85200), this company of category PME shows in 2023 a revenue of 448 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2018 | 2017 | 2016 |
|---|---|---|---|---|
| Revenue | 447 668 € | 360 000 € | 333 916 € | N/C |
| Net income | 23 637 € | 15 066 € | 79 734 € | 5 322 € |
| EBITDA | -7 005 € | -20 335 € | -32 164 € | N/C |
| Net margin | 5.3% | 4.2% | 23.9% | N/C |
In 2023, FINANCIERE SB achieves revenue of 448 k€. Over the period 2017-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +5.0%. Vs 2018, growth of +24% (360 k€ -> 448 k€). After deducting consumption (0 €), gross margin stands at 448 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -7 k€, representing -1.6% of revenue. Positive scissor effect: EBITDA margin improves by +4.1 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 24 k€, i.e. 5.3% of revenue. This profit can be retained or distributed to shareholders.
447 668 €
447 668 €
-7 005 €
-4 168 €
23 637 €
-1.6%
The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 91%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.9 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 4.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
2.163%
91.35%
4.647%
0.925
In 2023, the debt ratio of FINANCIERE SB (2.16) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2023, the financial autonomy of FINANCIERE SB (91.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2023, the repayment capacity of FINANCIERE SB (0.93) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 421.35. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
421.345
0.0
In 2023, the liquidity ratio of FINANCIERE SB (421.35) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of FINANCIERE SB (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 59 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 213 days. Excellent situation: suppliers finance 154 days of the operating cycle (retail model). Overall, WCR represents 165 days of revenue, i.e. 205 k€ to permanently finance.
205 332 €
59 j
213 j
0 j
165 j
Based on 63 transactions of similar company sales
in 2023,
the value of FINANCIERE SB is estimated at
152 785 €
(range 63 316€ - 322 703€).
The price/revenue ratio is 0.24x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE SB with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE SB in 2023 is 448 k€.
Yes, FINANCIERE SB generated a net profit of 24 k€ in 2023.
The headquarters of FINANCIERE SB is located in MERVENT (85200), in the department Vendee.
The tax return of FINANCIERE SB is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE SB operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.