Employees: NN (None)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2018-04-04 (8 years)Status: ActiveBusiness sector: Activités des sièges sociauxLocation: SEMALENS (81570), Tarn
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
FINANCIERE SALVAN : revenue, balance sheet and financial ratios
FINANCIERE SALVAN is a French company
founded 8 years ago,
specialized in the sector Activités des sièges sociaux.
Based in SEMALENS (81570),
this company of category PME
shows in 2022 a net income positive of 47 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - FINANCIERE SALVAN (SIREN 838725554)
Indicator
2022
2021
2020
2019
2018
Revenue
N/C
N/C
N/C
N/C
N/C
Net income
46 534 €
-4 653 €
-2 116 €
-3 540 €
-3 892 €
EBITDA
-6 757 €
-6 372 €
-4 602 €
-1 634 €
-3 201 €
Net margin
N/C
N/C
N/C
N/C
N/C
Revenue and income statement
In 2022, FINANCIERE SALVAN generates positive net income of 47 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.
EBITDA (2022)
?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
-6 757 €
EBIT (2022)
?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
-2 192 €
Net income (2022)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
46 534 €
Loading income statement...
Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
Loading data...
Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
Loading data...
Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 75%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 57%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.5 years of cash flow to repay all financial debt. This ratio remains within usual banking standards.
Debt ratio (2022)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
75.419%
Financial autonomy (2022)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
57.006%
Repayment capacity (2022)
?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
4.534
Solvency indicators evolution FINANCIERE SALVAN
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2018
2019
2020
2021
2022
Debt ratio
102.281
109.271
111.121
115.164
75.419
Financial autonomy
49.436
47.785
47.253
46.476
57.006
Repayment capacity
-56.793
-65.615
-42.965
-27.233
4.534
Cash flow / Revenue
None%
None%
None%
None%
None%
Sector positioning
Debt ratio
75.422022
2020
2021
2022
Q1: 0.51
Med: 24.24
Q3: 115.68
Average-8 pts over 3 years
In 2022, the debt ratio of FINANCIERE SALVAN (75.42) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
57.01%2022
2020
2021
2022
Q1: 18.08%
Med: 52.91%
Q3: 84.24%
Good+7 pts over 3 years
In 2022, the financial autonomy of FINANCIERE SALVAN (57.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Repayment capacity
4.53 years2022
2020
2021
2022
Q1: 0.0 years
Med: 0.34 years
Q3: 4.08 years
Average+50 pts over 3 years
In 2022, the repayment capacity of FINANCIERE SALVAN (4.53) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
Interest coverage (2022)
?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable 1.5-3 : Acceptable < 1.5 : Risk
-18.855
Liquidity indicators evolution FINANCIERE SALVAN
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2018
2019
2020
2021
2022
Liquidity ratio
None
None
268.55
None
None
Interest coverage
-21.587
-116.646
-18.275
-36.582
-18.855
Sector positioning
Liquidity ratio
268.552020
2020
Q1: 102.24
Med: 323.59
Q3: 1370.82
Average
In 2020, the liquidity ratio of FINANCIERE SALVAN (268.55) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Interest coverage
-18.86x2022
2020
2021
2022
Q1: -30.73x
Med: 0.0x
Q3: 2.5x
Average
In 2022, the interest coverage of FINANCIERE SALVAN (-18.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2022)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2022)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2022)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2022)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution FINANCIERE SALVAN
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2018
2019
2020
2021
2022
Operating WCR
0 €
0 €
0 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
Customer payment term (days)
0
0
0
0
0
Supplier payment term (days)
0
0
69
0
0
Positioning of FINANCIERE SALVAN in its sector
Comparison with sector Activités des sièges sociaux
Valuation estimate
Based on 107 transactions of similar company sales
in 2022,
the value of FINANCIERE SALVAN is estimated at
282 481 €
(range 181 953€ - 479 250€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2022
107 transactions
181k€282k€479k€
282 481 €Range: 181 953€ - 479 250€
NAF 5 année 2022
Valuation method used
Net Income Multiple
46 534 €
×
6.1x
=282 482 €
Range: 181 953€ - 479 250€
Only this financial indicator is available for this company.
How is this estimate calculated?
This estimate is based on the analysis of 107 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des sièges sociaux)
Compare FINANCIERE SALVAN with other companies in the same sector:
Frequently asked questions about FINANCIERE SALVAN
What is the revenue of FINANCIERE SALVAN ?
The revenue of FINANCIERE SALVAN is not publicly disclosed (confidential accounts filed with INPI).
Is FINANCIERE SALVAN profitable?
Yes, FINANCIERE SALVAN generated a net profit of 47 k€ in 2022.
Where is the headquarters of FINANCIERE SALVAN ?
The headquarters of FINANCIERE SALVAN is located in SEMALENS (81570), in the department Tarn.
Where to find the tax return of FINANCIERE SALVAN ?
The tax return of FINANCIERE SALVAN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does FINANCIERE SALVAN operate?
FINANCIERE SALVAN operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
Rotate your phone to landscape mode to view the chart