SIREN : 489401240
FINANCIERE SAINTE MARTHE is a French company founded 20 years ago, specialized in the sector Gestion de fonds. Based in MEZIERES-EN-BRENNE (36290), this company of category PME shows in 2020 a revenue of 39 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|
| Revenue | 39 488 € | 46 199 € | 211 698 € | 273 360 € |
| Net income | -42 427 € | -31 918 € | 3 071 890 € | 13 372 € |
| EBITDA | -26 664 € | -22 340 € | -65 212 € | 5 132 € |
| Net margin | -107.4% | -69.1% | 1451.1% | 4.9% |
In 2020, FINANCIERE SAINTE MARTHE achieves revenue of 39 k€. Revenue is declining over the period 2017-2020 (CAGR: -47.5%). Significant drop of -15% vs 2019. After deducting consumption (0 €), gross margin stands at 39 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -27 k€, representing -67.5% of revenue. Warning negative scissor effect: despite revenue change (-15%), EBITDA varies by -19%, reducing margin by 19.2 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -42 k€ (-107.4% of revenue), which will impact equity.
39 488 €
39 488 €
-26 664 €
-75 149 €
-42 427 €
-67.5%
The debt ratio (= Financial debt / Equity x 100) stands at 12%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 10%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 97.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 9.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
11.538%
10.28%
9.431%
97.415
91.3%
In 2020, the debt ratio of FINANCIERE SAINTE MARTHE (11.54) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2020, the financial autonomy of FINANCIERE SAINTE MARTHE (10.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of FINANCIERE SAINTE MARTHE (97.42) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1694.49. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1694.486
-9.575
In 2020, the liquidity ratio of FINANCIERE SAINTE MARTHE (1694.49) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2020, the interest coverage of FINANCIERE SAINTE MARTHE (-9.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 40 days. Excellent situation: suppliers finance 40 days of the operating cycle (retail model). WCR is negative (-141 days): operations structurally generate cash. Over 2017-2020, WCR increased by +67%, requiring additional financing.
-15 491 €
0 j
40 j
0 j
-141 j
Based on 54 transactions of similar company sales
in 2020,
the value of FINANCIERE SAINTE MARTHE is estimated at
25 918 €
(range 13 489€ - 32 928€).
The price/revenue ratio is 0.66x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE SAINTE MARTHE with other companies in the same sector:
The revenue of FINANCIERE SAINTE MARTHE in 2020 is 39 k€.
FINANCIERE SAINTE MARTHE recorded a net loss in 2020.
The headquarters of FINANCIERE SAINTE MARTHE is located in MEZIERES-EN-BRENNE (36290), in the department Indre.
The tax return of FINANCIERE SAINTE MARTHE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE SAINTE MARTHE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.