SIREN : 532132354
FINANCIERE SADOURNY is a French company founded 15 years ago, specialized in the sector Activités des sociétés holding. Based in ROMAGNAT (63540), this company of category PME shows in 2025 a revenue of 389 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2016 |
|---|---|---|---|---|
| Revenue | 388 605 € | 313 770 € | 173 144 € | N/C |
| Net income | 7 940 € | -4 374 € | 226 489 € | 3 740 € |
| EBITDA | 58 480 € | 23 664 € | -797 € | N/C |
| Net margin | 2.0% | -1.4% | 130.8% | N/C |
In 2025, FINANCIERE SADOURNY achieves revenue of 389 k€. Over the period 2023-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +49.8%. Vs 2024, growth of +24% (314 k€ -> 389 k€). After deducting consumption (0 €), gross margin stands at 389 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 58 k€, representing 15.0% of revenue. Positive scissor effect: EBITDA margin improves by +7.5 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 8 k€, i.e. 2.0% of revenue. This profit can be retained or distributed to shareholders.
388 605 €
388 605 €
58 480 €
12 934 €
7 940 €
15.0%
The debt ratio (= Financial debt / Equity x 100) stands at 45%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 51%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 13.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
45.493%
50.929%
13.764%
2.693
56.7%
In 2025, the debt ratio of FINANCIERE SADOURNY (45.49) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of FINANCIERE SADOURNY (50.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of FINANCIERE SADOURNY (2.69) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 128.74. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 9.9x. Operating income very largely covers interest expenses: high safety margin.
128.738
9.901
In 2025, the liquidity ratio of FINANCIERE SADOURNY (128.74) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of FINANCIERE SADOURNY (9.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 101 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 1957 days. Excellent situation: suppliers finance 1856 days of the operating cycle (retail model). Overall, WCR represents 122 days of revenue, i.e. 132 k€ to permanently finance.
131 722 €
101 j
1957 j
0 j
122 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 115 452€ to 331 000€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE SADOURNY with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE SADOURNY in 2025 is 389 k€.
Yes, FINANCIERE SADOURNY generated a net profit of 8 k€ in 2025.
The headquarters of FINANCIERE SADOURNY is located in ROMAGNAT (63540), in the department Puy-de-Dome.
The tax return of FINANCIERE SADOURNY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE SADOURNY operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.