SIREN : 431975101
FINANCIERE S J P is a French company founded 25 years ago, specialized in the sector Gestion de fonds. Based in OYONNAX (01100), this company of category PME shows in 2021 a net income negative of -7 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | N/C | N/C | N/C | N/C | N/C | N/C |
| Net income | -7 047 € | -11 688 € | -4 233 € | -9 080 € | -7 113 € | 2 611 € |
| EBITDA | -797 € | -2 786 € | -2 074 € | -1 628 € | -1 214 € | -282 € |
| Net margin | N/C | N/C | N/C | N/C | N/C | N/C |
In 2021, FINANCIERE S J P records a net loss of 7 k€. This deficit will reduce equity on the balance sheet.
-797 €
-797 €
-7 047 €
The debt ratio (= Financial debt / Equity x 100) stands at 116%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 46%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
115.764%
46.286%
-86.297
In 2021, the debt ratio of FINANCIERE S J P (115.76) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of FINANCIERE S J P (46.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of FINANCIERE S J P (-86.30) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 4521.13. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
4521.133
-882.434
In 2021, the liquidity ratio of FINANCIERE S J P (4521.13) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2021, the interest coverage of FINANCIERE S J P (-882.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 565 days. Excellent situation: suppliers finance 565 days of the operating cycle (retail model).
0 €
0 j
565 j
0 j
Compare FINANCIERE S J P with other companies in the same sector:
The revenue of FINANCIERE S J P is not publicly disclosed (confidential accounts filed with INPI).
FINANCIERE S J P recorded a net loss in 2021.
The headquarters of FINANCIERE S J P is located in OYONNAX (01100), in the department Ain.
The tax return of FINANCIERE S J P is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE S J P operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.