SIREN : 841106271
FINANCIERE RYU is a French company founded 7 years ago, specialized in the sector Conseil pour les affaires et autres conseils de gestion. Based in ANNECY (74000), this company of category PME shows in 2023 a revenue of 126 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Revenue | 126 000 € | 126 000 € | 126 000 € | 90 000 € | 90 000 € |
| Net income | -778 892 € | 77 065 € | -125 931 € | -291 634 € | 149 123 € |
| EBITDA | 54 314 € | 24 013 € | 16 384 € | -35 075 € | -30 891 € |
| Net margin | -618.2% | 61.2% | -99.9% | -324.0% | 165.7% |
In 2023, FINANCIERE RYU achieves revenue of 126 k€. Over the period 2019-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +8.8%. Slight decline of 0% vs 2022. After deducting consumption (0 €), gross margin stands at 126 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 54 k€, representing 43.1% of revenue. Positive scissor effect: EBITDA margin improves by +24.0 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -779 k€ (-618.2% of revenue), which will impact equity.
126 000 €
126 000 €
54 314 €
54 318 €
-778 892 €
43.1%
The debt ratio (= Financial debt / Equity x 100) stands at -16%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -340%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.2 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 35.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
-16.063%
-339.546%
35.04%
3.239
In 2023, the debt ratio of FINANCIERE RYU (-16.06) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2023, the financial autonomy of FINANCIERE RYU (-339.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of FINANCIERE RYU (3.24) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 0.16. Alert: short-term debt exceeds current assets. Risk of payment difficulties without cash reinforcement. The interest coverage ratio (= EBIT / Interest expenses) is 1499.4x. Operating income very largely covers interest expenses: high safety margin.
0.158
1499.413
In 2023, the liquidity ratio of FINANCIERE RYU (0.16) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of FINANCIERE RYU (1499.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 132 days. Excellent situation: suppliers finance 132 days of the operating cycle (retail model). WCR is negative (-2854 days): operations structurally generate cash. Notable WCR improvement over the period (-3399%), freeing up cash.
-998 781 €
0 j
132 j
0 j
-2854 j
Based on 66 transactions of similar company sales
in 2023,
the value of FINANCIERE RYU is estimated at
164 265 €
(range 37 802€ - 243 810€).
With an EBITDA of 54 314€, the sector multiple of 4.0x is applied.
The price/revenue ratio is 0.63x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 66 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE RYU with other companies in the same sector:
Voir toutes les statistiques du secteur Conseil pour les affaires et autres conseils de gestion
The revenue of FINANCIERE RYU in 2023 is 126 k€.
FINANCIERE RYU recorded a net loss in 2023.
The headquarters of FINANCIERE RYU is located in ANNECY (74000), in the department Haute-Savoie.
The tax return of FINANCIERE RYU is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE RYU operates in the sector Conseil pour les affaires et autres conseils de gestion (NAF code 70.22Z). See the 'Sector positioning' section above to compare the company with its competitors.