SIREN : 352643902
FINANCIERE RYM is a French company founded 36 years ago, specialized in the sector Gestion de fonds. Based in LINSELLES (59126), this company of category PME shows in 2025 a revenue of 518 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 518 402 € | 499 015 € | 523 133 € | 3 675 969 € | 3 468 563 € | 3 067 687 € | 2 741 482 € | N/C | N/C | N/C |
| Net income | 109 939 € | 169 322 € | 221 913 € | 287 845 € | 284 462 € | 110 348 € | 38 028 € | 149 385 € | 51 369 € | 226 € |
| EBITDA | 18 655 € | 12 754 € | 44 375 € | 193 524 € | 288 429 € | 244 859 € | 92 579 € | N/C | N/C | N/C |
| Net margin | 21.2% | 33.9% | 42.4% | 7.8% | 8.2% | 3.6% | 1.4% | N/C | N/C | N/C |
In 2025, FINANCIERE RYM achieves revenue of 518 k€. Revenue is declining over the period 2019-2025 (CAGR: -24.2%). Vs 2024: +4%. After deducting consumption (0 €), gross margin stands at 518 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 19 k€, representing 3.6% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 110 k€, i.e. 21.2% of revenue. This profit can be retained or distributed to shareholders.
518 402 €
518 402 €
18 655 €
21 804 €
109 939 €
3.6%
The debt ratio (= Financial debt / Equity x 100) stands at 22%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 77%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.4 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 22.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
21.738%
76.859%
22.082%
5.402
In 2025, the debt ratio of FINANCIERE RYM (21.74) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of FINANCIERE RYM (76.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of FINANCIERE RYM (5.40) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 128.38. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 47.6x. Operating income very largely covers interest expenses: high safety margin.
128.385
47.617
In 2025, the liquidity ratio of FINANCIERE RYM (128.38) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of FINANCIERE RYM (47.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 43 days. Excellent situation: suppliers finance 43 days of the operating cycle (retail model). WCR is negative (-58 days): operations structurally generate cash.
-83 069 €
0 j
43 j
0 j
-58 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 52 090€ to 469 946€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE RYM with other companies in the same sector:
The revenue of FINANCIERE RYM in 2025 is 518 k€.
Yes, FINANCIERE RYM generated a net profit of 110 k€ in 2025.
The headquarters of FINANCIERE RYM is located in LINSELLES (59126), in the department Nord.
The tax return of FINANCIERE RYM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE RYM operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.