SIREN : 805108008
FINANCIERE ROCHELAISE is a French company founded 11 years ago, specialized in the sector Activités des sociétés holding. Based in VAUX-SUR-MER (17640), this company of category PME shows in 2024 a revenue of 72 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 72 000 € | N/C | N/C | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
| Net income | -1 459 € | 55 678 € | 3 155 € | -36 305 € | 84 922 € | 76 403 € | 7 518 € | 68 224 € | 97 656 € | 48 453 € |
| EBITDA | 14 605 € | -5 378 € | -25 722 € | -36 604 € | -1 111 € | -1 321 € | -886 € | -1 673 € | -2 194 € | -448 € |
| Net margin | -2.0% | N/C | N/C | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
In 2024, FINANCIERE ROCHELAISE achieves revenue of 72 k€. After deducting consumption (0 €), gross margin stands at 72 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 15 k€, representing 20.3% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -1 k€ (-2.0% of revenue), which will impact equity.
72 000 €
72 000 €
14 605 €
14 607 €
-1 459 €
20.3%
The debt ratio (= Financial debt / Equity x 100) stands at 1878%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 5%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
1878.049%
4.987%
-2.026%
-260.661
In 2024, the debt ratio of FINANCIERE ROCHELAISE (1878.05) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE ROCHELAISE (5.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of FINANCIERE ROCHELAISE (-260.66) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 15.24. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 110.0x. Operating income very largely covers interest expenses: high safety margin.
15.24
110.003
In 2024, the liquidity ratio of FINANCIERE ROCHELAISE (15.24) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of FINANCIERE ROCHELAISE (110.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 179 days. Excellent situation: suppliers finance 179 days of the operating cycle (retail model). WCR is negative (-17 days): operations structurally generate cash.
-3 472 €
0 j
179 j
0 j
-17 j
Based on 54 transactions of similar company sales
in 2024,
the value of FINANCIERE ROCHELAISE is estimated at
60 039 €
(range 17 362€ - 94 968€).
With an EBITDA of 14 605€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE ROCHELAISE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE ROCHELAISE in 2024 is 72 k€.
FINANCIERE ROCHELAISE recorded a net loss in 2024.
The headquarters of FINANCIERE ROCHELAISE is located in VAUX-SUR-MER (17640), in the department Charente-Maritime.
The tax return of FINANCIERE ROCHELAISE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE ROCHELAISE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.