SIREN : 753366863
FINANCIERE RIVA is a French company founded 13 years ago, specialized in the sector Activités des sociétés holding. Based in BIARD (86580), this company of category PME shows in 2021 a revenue of 230 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 230 000 € | 201 584 € | 177 540 € | N/C | N/C | N/C |
| Net income | 345 542 € | 1 033 774 € | 36 089 € | 240 940 € | -9 050 € | 13 692 € |
| EBITDA | 13 639 € | 21 401 € | 45 208 € | -8 001 € | -9 032 € | -10 469 € |
| Net margin | 150.2% | 512.8% | 20.3% | N/C | N/C | N/C |
In 2021, FINANCIERE RIVA achieves revenue of 230 k€. Over the period 2019-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +13.8%. Vs 2020, growth of +14% (202 k€ -> 230 k€). After deducting consumption (0 €), gross margin stands at 230 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 14 k€, representing 5.9% of revenue. Warning negative scissor effect: despite revenue change (+14%), EBITDA varies by -36%, reducing margin by 4.7 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 346 k€, i.e. 150.2% of revenue. This profit can be retained or distributed to shareholders.
230 000 €
230 000 €
13 639 €
13 644 €
345 542 €
5.9%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 95%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 165.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.582%
94.612%
165.389%
0.032
In 2021, the debt ratio of FINANCIERE RIVA (0.58) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2021, the financial autonomy of FINANCIERE RIVA (94.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2021, the repayment capacity of FINANCIERE RIVA (0.03) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 1568.73. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1568.728
0.0
In 2021, the liquidity ratio of FINANCIERE RIVA (1568.73) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2021, the interest coverage of FINANCIERE RIVA (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 73 days. Excellent situation: suppliers finance 73 days of the operating cycle (retail model). Overall, WCR represents 81 days of revenue, i.e. 52 k€ to permanently finance.
51 952 €
0 j
73 j
0 j
81 j
Based on 98 transactions of similar company sales
in 2021,
the value of FINANCIERE RIVA is estimated at
399 060 €
(range 146 587€ - 1 058 589€).
With an EBITDA of 13 639€, the sector multiple of 5.2x is applied.
The price/revenue ratio is 0.46x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE RIVA with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE RIVA in 2021 is 230 k€.
Yes, FINANCIERE RIVA generated a net profit of 346 k€ in 2021.
The headquarters of FINANCIERE RIVA is located in BIARD (86580), in the department Vienne.
The tax return of FINANCIERE RIVA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE RIVA operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.