SIREN : 492070610
FINANCIERE RICHET is a French company founded 19 years ago, specialized in the sector Activités des sociétés holding. Based in QUIMPER (29000), this company of category PME shows in 2023 a revenue of 216 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 216 000 € | 162 000 € | 26 667 € | 240 000 € | 240 000 € | 330 000 € | 330 000 € | 330 000 € |
| Net income | 45 924 € | -240 415 € | 230 515 € | 42 713 € | 24 298 € | 95 178 € | 97 862 € | 94 541 € |
| EBITDA | 26 501 € | -211 051 € | -209 562 € | 50 270 € | 26 704 € | 126 869 € | 134 988 € | 132 371 € |
| Net margin | 21.3% | -148.4% | 864.4% | 17.8% | 10.1% | 28.8% | 29.7% | 28.6% |
In 2023, FINANCIERE RICHET achieves revenue of 216 k€. Revenue is declining over the period 2016-2023 (CAGR: -5.9%). Vs 2022, growth of +33% (162 k€ -> 216 k€). After deducting consumption (0 €), gross margin stands at 216 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 27 k€, representing 12.3% of revenue. Positive scissor effect: EBITDA margin improves by +142.5 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 46 k€, i.e. 21.3% of revenue. This profit can be retained or distributed to shareholders.
216 000 €
216 000 €
26 501 €
29 469 €
45 924 €
12.3%
The debt ratio (= Financial debt / Equity x 100) stands at 83%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 54%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 18.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 19.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
83.436%
53.566%
19.892%
18.909
In 2023, the debt ratio of FINANCIERE RICHET (83.44) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of FINANCIERE RICHET (53.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of FINANCIERE RICHET (18.91) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 2096.17. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 18.7x. Operating income very largely covers interest expenses: high safety margin.
2096.174
18.709
In 2023, the liquidity ratio of FINANCIERE RICHET (2096.17) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2023, the interest coverage of FINANCIERE RICHET (18.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 34 days. Excellent situation: suppliers finance 34 days of the operating cycle (retail model). Overall, WCR represents 965 days of revenue, i.e. 579 k€ to permanently finance. Over 2016-2023, WCR increased by +715%, requiring additional financing.
578 798 €
0 j
34 j
0 j
965 j
Based on 63 transactions of similar company sales
in 2023,
the value of FINANCIERE RICHET is estimated at
161 801 €
(range 49 197€ - 276 435€).
With an EBITDA of 26 501€, the sector multiple of 4.6x is applied.
The price/revenue ratio is 0.24x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE RICHET with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE RICHET in 2023 is 216 k€.
Yes, FINANCIERE RICHET generated a net profit of 46 k€ in 2023.
The headquarters of FINANCIERE RICHET is located in QUIMPER (29000), in the department Finistere.
The tax return of FINANCIERE RICHET is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE RICHET operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.