FINANCIERE REALITES : revenue, balance sheet and financial ratios

FINANCIERE REALITES is a French company founded 16 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in SAINT-HERBLAIN (44800), this company of category ETI shows in 2022 a revenue of -13€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FINANCIERE REALITES (SIREN 519587596)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C -13 € 22 486 € -19 374 € 4 414 € 2 068 € 21 594 € 59 413 €
Net income -14 990 542 € 3 687 983 € 1 746 203 € 2 192 959 € 2 652 959 € 2 002 454 € 3 428 788 € 1 604 251 € 786 210 €
EBITDA -124 731 € -555 933 € -393 908 € -84 853 € -362 341 € -93 476 € -235 243 € 272 399 € -131 862 €
Net margin N/C N/C -13432330.8% 9752.6% -13693.4% 45366.0% 165802.1% 7429.2% 1323.3%

Revenue and income statement

In 2024, FINANCIERE REALITES records a net loss of 15.0 M€. This deficit will reduce equity on the balance sheet.

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-124 731 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-25 577 841 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-14 990 542 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 116%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 46%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.1 years of cash flow to repay all financial debt. This ratio remains within usual banking standards.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

115.594%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

45.835%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

6.062

Solvency indicators evolution
FINANCIERE REALITES

Sector positioning

Debt ratio
115.59 2024
2022
2023
2024
Q1: 0.0
Med: 5.94
Q3: 188.9
Average

In 2024, the debt ratio of FINANCIERE REALITES (115.59) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
45.84% 2024
2022
2023
2024
Q1: 0.0%
Med: 12.3%
Q3: 57.41%
Good +12 pts over 3 years

In 2024, the financial autonomy of FINANCIERE REALITES (45.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
6.06 years 2024
2022
2023
2024
Q1: -9.06 years
Med: 0.0 years
Q3: 2.45 years
Average

In 2024, the repayment capacity of FINANCIERE REALITES (6.06) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 9303.10. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

9303.096

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-3405.462

Liquidity indicators evolution
FINANCIERE REALITES

Sector positioning

Liquidity ratio
9303.1 2024
2022
2023
2024
Q1: 148.32
Med: 585.43
Q3: 3614.66
Excellent

In 2024, the liquidity ratio of FINANCIERE REALITES (9303.10) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-3405.46x 2024
2022
2023
2024
Q1: -12.26x
Med: 0.0x
Q3: 5.03x
Watch

In 2024, the interest coverage of FINANCIERE REALITES (-3405.5x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 1983 days. Excellent situation: suppliers finance 1983 days of the operating cycle (retail model).

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

1983 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
FINANCIERE REALITES

Positioning of FINANCIERE REALITES in its sector

Comparison with sector Activités des marchands de biens immobiliers

Similar companies (Activités des marchands de biens immobiliers)

Compare FINANCIERE REALITES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers

Frequently asked questions about FINANCIERE REALITES

What is the revenue of FINANCIERE REALITES ?

The revenue of FINANCIERE REALITES in 2022 is -13€.

Is FINANCIERE REALITES profitable?

FINANCIERE REALITES recorded a net loss in 2024.

Where is the headquarters of FINANCIERE REALITES ?

The headquarters of FINANCIERE REALITES is located in SAINT-HERBLAIN (44800), in the department Loire-Atlantique.

Where to find the tax return of FINANCIERE REALITES ?

The tax return of FINANCIERE REALITES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FINANCIERE REALITES operate?

FINANCIERE REALITES operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.