SIREN : 913004404
FINANCIERE RDB is a French company founded 3 years ago, specialized in the sector Gestion de fonds. Based in LEMPDES (63370), this company of category PME shows in 2024 a revenue of 613 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 |
|---|---|---|
| Revenue | 613 353 € | 248 329 € |
| Net income | 597 406 € | 5 029 € |
| EBITDA | 178 545 € | 36 205 € |
| Net margin | 97.4% | 2.0% |
In 2024, FINANCIERE RDB achieves revenue of 613 k€. Vs 2023, growth of +147% (248 k€ -> 613 k€). After deducting consumption (0 €), gross margin stands at 613 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 179 k€, representing 29.1% of revenue. Positive scissor effect: EBITDA margin improves by +14.5 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 597 k€, i.e. 97.4% of revenue. This profit can be retained or distributed to shareholders.
613 353 €
613 353 €
178 545 €
181 081 €
597 406 €
29.1%
The debt ratio (= Financial debt / Equity x 100) stands at 381%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 19%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.2 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 98.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
381.418%
18.762%
98.015%
4.2
In 2024, the debt ratio of FINANCIERE RDB (381.42) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE RDB (18.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of FINANCIERE RDB (4.20) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 173.71. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 26.0x. Operating income very largely covers interest expenses: high safety margin.
173.714
26.018
In 2024, the liquidity ratio of FINANCIERE RDB (173.71) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of FINANCIERE RDB (26.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 121 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 125 days. Favorable situation: supplier credit is longer than customer credit by 4 days. Overall, WCR represents 57 days of revenue, i.e. 98 k€ to permanently finance.
97 640 €
121 j
125 j
0 j
57 j
Based on 62 transactions of similar company sales
in 2024,
the value of FINANCIERE RDB is estimated at
1 367 436 €
(range 412 934€ - 2 869 700€).
With an EBITDA of 178 545€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE RDB with other companies in the same sector:
The revenue of FINANCIERE RDB in 2024 is 613 k€.
Yes, FINANCIERE RDB generated a net profit of 597 k€ in 2024.
The headquarters of FINANCIERE RDB is located in LEMPDES (63370), in the department Puy-de-Dome.
The tax return of FINANCIERE RDB is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE RDB operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.