SIREN : 428708754
FINANCIERE PROTIERE is a French company founded 26 years ago, specialized in the sector Gestion de fonds. Based in MONTROND-LES-BAINS (42210), this company of category PME shows in 2024 a revenue of 2.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2 044 784 € | 2 000 696 € | 1 868 795 € | 1 911 819 € | 1 829 660 € | 1 887 095 € | 1 715 658 € | 1 697 426 € | 1 711 453 € |
| Net income | 562 725 € | 482 754 € | 452 802 € | 549 858 € | 476 358 € | 528 779 € | 148 372 € | 142 368 € | 122 618 € |
| EBITDA | 235 651 € | 198 800 € | 184 159 € | 194 974 € | 199 218 € | 137 774 € | 180 158 € | 193 343 € | 181 613 € |
| Net margin | 27.5% | 24.1% | 24.2% | 28.8% | 26.0% | 28.0% | 8.6% | 8.4% | 7.2% |
In 2024, FINANCIERE PROTIERE achieves revenue of 2.0 M€. Revenue is growing positively over 9 years (CAGR: +2.2%). Vs 2023: +2%. After deducting consumption (0 €), gross margin stands at 2.0 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 236 k€, representing 11.5% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 563 k€, i.e. 27.5% of revenue. This profit can be retained or distributed to shareholders.
2 044 784 €
2 044 784 €
235 651 €
238 720 €
562 725 €
11.5%
The debt ratio (= Financial debt / Equity x 100) stands at 66%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 57%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.3 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 27.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
66.458%
56.907%
27.37%
4.257
In 2024, the debt ratio of FINANCIERE PROTIERE (66.46) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE PROTIERE (56.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FINANCIERE PROTIERE (4.26) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 606.38. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 16.3x. Operating income very largely covers interest expenses: high safety margin.
606.385
16.296
In 2024, the liquidity ratio of FINANCIERE PROTIERE (606.38) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of FINANCIERE PROTIERE (16.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 42 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 42 days. Overall, WCR represents 304 days of revenue, i.e. 1.7 M€ to permanently finance. Over 2016-2024, WCR increased by +1131%, requiring additional financing.
1 728 906 €
42 j
42 j
0 j
304 j
Based on 62 transactions of similar company sales
in 2024,
the value of FINANCIERE PROTIERE is estimated at
1 583 883 €
(range 508 624€ - 3 440 509€).
With an EBITDA of 235 651€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE PROTIERE with other companies in the same sector:
The revenue of FINANCIERE PROTIERE in 2024 is 2.0 M€.
Yes, FINANCIERE PROTIERE generated a net profit of 563 k€ in 2024.
The headquarters of FINANCIERE PROTIERE is located in MONTROND-LES-BAINS (42210), in the department Loire.
The tax return of FINANCIERE PROTIERE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE PROTIERE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.