SIREN : 798672556
FINANCIERE PROELIO is a French company founded 12 years ago, specialized in the sector Agences immobilières. Based in BASTIA (20200), this company of category PME shows in 2024 a revenue of 148 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 147 929 € | 156 756 € | 101 384 € | 73 686 € | 57 895 € | 45 529 € | 42 178 € | 48 977 € | 52 759 € | 14 027 € | N/C |
| Net income | -1 238 € | 43 807 € | 12 594 € | -1 911 € | 9 028 € | -2 559 € | -11 637 € | -8 775 € | 6 509 € | -22 095 € | -3 370 € |
| EBITDA | 90 973 € | 120 727 € | 64 334 € | 46 664 € | 36 042 € | 23 754 € | 15 167 € | 21 948 € | 32 056 € | -6 727 € | -1 768 € |
| Net margin | -0.8% | 27.9% | 12.4% | -2.6% | 15.6% | -5.6% | -27.6% | -17.9% | 12.3% | -157.5% | N/C |
In 2024, FINANCIERE PROELIO achieves revenue of 148 k€. Over the period 2015-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +29.9%. Slight decline of -6% vs 2023. After deducting consumption (0 €), gross margin stands at 148 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 91 k€, representing 61.5% of revenue. Warning negative scissor effect: despite revenue change (-6%), EBITDA varies by -25%, reducing margin by 15.5 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -1 k€ (-0.8% of revenue), which will impact equity.
147 929 €
147 929 €
90 973 €
50 095 €
-1 238 €
61.5%
The debt ratio (= Financial debt / Equity x 100) stands at 8699%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 1%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 47.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 26.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
8698.97%
1.113%
26.246%
47.839
89.9%
In 2024, the debt ratio of FINANCIERE PROELIO (8698.97) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of FINANCIERE PROELIO (1.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of FINANCIERE PROELIO (47.84) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 280.47. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 23.8x. Operating income very largely covers interest expenses: high safety margin.
280.466
23.766
In 2024, the liquidity ratio of FINANCIERE PROELIO (280.47) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of FINANCIERE PROELIO (23.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 4 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 109 days. Excellent situation: suppliers finance 105 days of the operating cycle (retail model). Overall, WCR represents 178 days of revenue, i.e. 73 k€ to permanently finance.
72 975 €
4 j
109 j
0 j
178 j
Based on 64 transactions of similar company sales
in 2024,
the value of FINANCIERE PROELIO is estimated at
195 285 €
(range 74 138€ - 225 816€).
With an EBITDA of 90 973€, the sector multiple of 3.1x is applied.
The price/revenue ratio is 0.33x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 64 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE PROELIO with other companies in the same sector:
Voir toutes les statistiques du secteur Agences immobilières
The revenue of FINANCIERE PROELIO in 2024 is 148 k€.
FINANCIERE PROELIO recorded a net loss in 2024.
The headquarters of FINANCIERE PROELIO is located in BASTIA (20200).
The tax return of FINANCIERE PROELIO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE PROELIO operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.