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FINANCIERE POTIER : revenue, balance sheet and financial ratios

FINANCIERE POTIER is a French company founded 8 years ago, specialized in the sector Gestion de fonds. Based in DOMPIERRE-SUR-BESBRE (03290), this company of category PME shows in 2021 a net income positive of 295 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FINANCIERE POTIER (SIREN 837604941)
Indicator 2021 2020 2019 2018
Revenue N/C N/C N/C N/C
Net income 295 276 € 195 880 € 71 647 € 47 715 €
EBITDA -1 664 € -1 613 € -1 587 € -1 289 €
Net margin N/C N/C N/C N/C

Revenue and income statement

In 2021, FINANCIERE POTIER generates positive net income of 295 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2018-2021: 48 k€ -> 295 k€.

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-1 664 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-1 664 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

295 276 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 8%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 7%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

8.061%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

7.44%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.167

Solvency indicators evolution
FINANCIERE POTIER

Sector positioning

Debt ratio
8.06 2021
2019
2020
2021
Q1: 0.02
Med: 16.89
Q3: 133.03
Good -15 pts over 3 years

In 2021, the debt ratio of FINANCIERE POTIER (8.06) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
7.44% 2021
2019
2020
2021
Q1: 13.27%
Med: 52.52%
Q3: 87.72%
Average

In 2021, the financial autonomy of FINANCIERE POTIER (7.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.17 years 2021
2019
2020
2021
Q1: -0.13 years
Med: 0.0 years
Q3: 3.51 years
Average -9 pts over 3 years

In 2021, the repayment capacity of FINANCIERE POTIER (0.17) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 10040.77. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

10040.771

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-76.262

Liquidity indicators evolution
FINANCIERE POTIER

Sector positioning

Liquidity ratio
10040.77 2021
2019
2020
2021
Q1: 95.51
Med: 362.13
Q3: 2062.09
Excellent

In 2021, the liquidity ratio of FINANCIERE POTIER (10040.77) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-76.26x 2021
2019
2020
2021
Q1: -41.55x
Med: 0.0x
Q3: 0.0x
Average

In 2021, the interest coverage of FINANCIERE POTIER (-76.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
FINANCIERE POTIER

Positioning of FINANCIERE POTIER in its sector

Comparison with sector Gestion de fonds

Valuation estimate

Based on 76 transactions of similar company sales in 2021, the value of FINANCIERE POTIER is estimated at 3 228 421 € (range 768 876€ - 4 054 039€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2021
76 tx
768k€ 3228k€ 4054k€
3 228 421 € Range: 768 876€ - 4 054 039€
NAF 5 année 2021

Valuation method used

Net Income Multiple
295 276 € × 10.9x = 3 228 421 €
Range: 768 877€ - 4 054 040€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 76 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Gestion de fonds)

Compare FINANCIERE POTIER with other companies in the same sector:

Voir toutes les statistiques du secteur Gestion de fonds

Frequently asked questions about FINANCIERE POTIER

What is the revenue of FINANCIERE POTIER ?

The revenue of FINANCIERE POTIER is not publicly disclosed (confidential accounts filed with INPI).

Is FINANCIERE POTIER profitable?

Yes, FINANCIERE POTIER generated a net profit of 295 k€ in 2021.

Where is the headquarters of FINANCIERE POTIER ?

The headquarters of FINANCIERE POTIER is located in DOMPIERRE-SUR-BESBRE (03290), in the department Allier.

Where to find the tax return of FINANCIERE POTIER ?

The tax return of FINANCIERE POTIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FINANCIERE POTIER operate?

FINANCIERE POTIER operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.