SIREN : 389990920
FINANCIERE P.O.D. is a French company founded 33 years ago, specialized in the sector Activités des sociétés holding. Based in OSTWALD (67540), this company of category PME shows in 2021 a revenue of 300 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 300 000 € | 240 000 € | 240 000 € | 240 000 € | 240 000 € | 213 456 € |
| Net income | 18 939 € | 86 134 € | 48 144 € | 41 702 € | 20 233 € | 11 596 € |
| EBITDA | 25 875 € | 50 139 € | 9 441 € | 10 020 € | -5 837 € | -18 689 € |
| Net margin | 6.3% | 35.9% | 20.1% | 17.4% | 8.4% | 5.4% |
In 2021, FINANCIERE P.O.D. achieves revenue of 300 k€. Over the period 2016-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +7.0%. Vs 2020, growth of +25% (240 k€ -> 300 k€). After deducting consumption (0 €), gross margin stands at 300 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 26 k€, representing 8.6% of revenue. Warning negative scissor effect: despite revenue change (+25%), EBITDA varies by -48%, reducing margin by 12.3 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 19 k€, i.e. 6.3% of revenue. This profit can be retained or distributed to shareholders.
300 000 €
300 000 €
25 875 €
-5 254 €
18 939 €
8.6%
The debt ratio (= Financial debt / Equity x 100) stands at 24%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 79%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.7 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 16.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
23.841%
79.377%
16.689%
5.671
61.4%
In 2021, the debt ratio of FINANCIERE P.O.D. (23.84) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of FINANCIERE P.O.D. (79.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2021, the repayment capacity of FINANCIERE P.O.D. (5.67) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1856.21. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 7.4x. Operating income very largely covers interest expenses: high safety margin.
1856.212
7.382
In 2021, the liquidity ratio of FINANCIERE P.O.D. (1856.21) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2021, the interest coverage of FINANCIERE P.O.D. (7.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 63 days. Excellent situation: suppliers finance 63 days of the operating cycle (retail model). Overall, WCR represents 396 days of revenue, i.e. 330 k€ to permanently finance. Over 2016-2021, WCR increased by +48%, requiring additional financing.
330 018 €
0 j
63 j
0 j
396 j
Based on 98 transactions of similar company sales
in 2021,
the value of FINANCIERE P.O.D. is estimated at
127 797 €
(range 62 421€ - 243 640€).
With an EBITDA of 25 875€, the sector multiple of 5.2x is applied.
The price/revenue ratio is 0.46x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE P.O.D. with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE P.O.D. in 2021 is 300 k€.
Yes, FINANCIERE P.O.D. generated a net profit of 19 k€ in 2021.
The headquarters of FINANCIERE P.O.D. is located in OSTWALD (67540), in the department Bas-Rhin.
The tax return of FINANCIERE P.O.D. is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE P.O.D. operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.