Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

FINANCIERE PIJOLINS : revenue, balance sheet and financial ratios

FINANCIERE PIJOLINS is a French company founded 6 years ago, specialized in the sector Supports juridiques de gestion de patrimoine immobilier. Based in BOURGES (18000), this company of category PME shows in 2024 a net income positive of 113 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FINANCIERE PIJOLINS (SIREN 879773703)
Indicator 2024 2023 2022 2021 2020
Revenue N/C N/C N/C N/C N/C
Net income 113 344 € 192 189 € 144 824 € 144 552 € -38 268 €
EBITDA -2 588 € -3 158 € -2 199 € N/C N/C
Net margin N/C N/C N/C N/C N/C

Revenue and income statement

In 2024, FINANCIERE PIJOLINS generates positive net income of 113 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-2 588 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-2 588 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

113 344 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 115%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 46%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.1 years of cash flow to repay all financial debt. This ratio remains within usual banking standards.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

115.155%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

46.478%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

5.147

Solvency indicators evolution
FINANCIERE PIJOLINS

Sector positioning

Debt ratio
115.16 2024
2022
2023
2024
Q1: 0.0
Med: 6.93
Q3: 134.27
Average

In 2024, the debt ratio of FINANCIERE PIJOLINS (115.16) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
46.48% 2024
2022
2023
2024
Q1: 0.05%
Med: 26.57%
Q3: 74.17%
Good +15 pts over 3 years

In 2024, the financial autonomy of FINANCIERE PIJOLINS (46.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
5.15 years 2024
2022
2023
2024
Q1: -1.34 years
Med: 0.0 years
Q3: 4.54 years
Average

In 2024, the repayment capacity of FINANCIERE PIJOLINS (5.15) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-149.189

Liquidity indicators evolution
FINANCIERE PIJOLINS

Sector positioning

Interest coverage
-149.19x 2024
2022
2023
2024
Q1: -25.66x
Med: 0.0x
Q3: 8.44x
Average

In 2024, the interest coverage of FINANCIERE PIJOLINS (-149.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Positioning of FINANCIERE PIJOLINS in its sector

Comparison with sector Supports juridiques de gestion de patrimoine immobilier

Valuation estimate

Based on 277 transactions of similar company sales (all years), the value of FINANCIERE PIJOLINS is estimated at 252 921 € (range 56 839€ - 778 721€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
277 transactions
56k€ 252k€ 778k€
252 921 € Range: 56 839€ - 778 721€
NAF 5 all-time

Valuation method used

Net Income Multiple
113 344 € × 2.2x = 252 921 €
Range: 56 840€ - 778 721€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 277 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Supports juridiques de gestion de patrimoine immobilier)

Compare FINANCIERE PIJOLINS with other companies in the same sector:

Voir toutes les statistiques du secteur Supports juridiques de gestion de patrimoine immobilier

Frequently asked questions about FINANCIERE PIJOLINS

What is the revenue of FINANCIERE PIJOLINS ?

The revenue of FINANCIERE PIJOLINS is not publicly disclosed (confidential accounts filed with INPI).

Is FINANCIERE PIJOLINS profitable?

Yes, FINANCIERE PIJOLINS generated a net profit of 113 k€ in 2024.

Where is the headquarters of FINANCIERE PIJOLINS ?

The headquarters of FINANCIERE PIJOLINS is located in BOURGES (18000), in the department Cher.

Where to find the tax return of FINANCIERE PIJOLINS ?

The tax return of FINANCIERE PIJOLINS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FINANCIERE PIJOLINS operate?

FINANCIERE PIJOLINS operates in the sector Supports juridiques de gestion de patrimoine immobilier (NAF code 68.32B). See the 'Sector positioning' section above to compare the company with its competitors.