SIREN : 493270698
FINANCIERE PHILODEAU is a French company founded 19 years ago, specialized in the sector Activités des sociétés holding. Based in PORNIC (44210), this company of category PME shows in 2024 a revenue of 460 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 459 999 € | 459 999 € | 460 000 € | 330 000 € | 330 000 € | 330 000 € | 330 000 € | 330 000 € | 357 500 € |
| Net income | 64 490 € | 93 615 € | 78 975 € | -138 059 € | 95 242 € | 118 104 € | 96 137 € | 193 886 € | 686 813 € |
| EBITDA | 68 600 € | 118 077 € | 75 546 € | 91 111 € | 79 306 € | 115 559 € | 96 327 € | 105 720 € | 36 372 € |
| Net margin | 14.0% | 20.4% | 17.2% | -41.8% | 28.9% | 35.8% | 29.1% | 58.8% | 192.1% |
In 2024, FINANCIERE PHILODEAU achieves revenue of 460 k€. Revenue is growing positively over 9 years (CAGR: +3.2%). Slight decline of 0% vs 2023. After deducting consumption (0 €), gross margin stands at 460 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 69 k€, representing 14.9% of revenue. Warning negative scissor effect: despite revenue change (+0%), EBITDA varies by -42%, reducing margin by 10.8 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 64 k€, i.e. 14.0% of revenue. This profit can be retained or distributed to shareholders.
459 999 €
459 999 €
68 600 €
53 088 €
64 490 €
14.9%
The debt ratio (= Financial debt / Equity x 100) stands at 16%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 80%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.8 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 17.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
15.658%
79.751%
17.401%
3.76
45.8%
In 2024, the debt ratio of FINANCIERE PHILODEAU (15.66) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE PHILODEAU (79.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FINANCIERE PHILODEAU (3.76) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 236.82. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 34.5x. Operating income very largely covers interest expenses: high safety margin.
236.825
34.462
In 2024, the liquidity ratio of FINANCIERE PHILODEAU (236.82) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of FINANCIERE PHILODEAU (34.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 236 days. Excellent situation: suppliers finance 236 days of the operating cycle (retail model). WCR is negative (-71 days): operations structurally generate cash.
-91 084 €
0 j
236 j
0 j
-71 j
Based on 54 transactions of similar company sales
in 2024,
the value of FINANCIERE PHILODEAU is estimated at
265 950 €
(range 90 635€ - 478 761€).
With an EBITDA of 68 600€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE PHILODEAU with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE PHILODEAU in 2024 is 460 k€.
Yes, FINANCIERE PHILODEAU generated a net profit of 64 k€ in 2024.
The headquarters of FINANCIERE PHILODEAU is located in PORNIC (44210), in the department Loire-Atlantique.
The tax return of FINANCIERE PHILODEAU is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE PHILODEAU operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.