SIREN : 397439167
FINANCIERE PERDIS is a French company founded 31 years ago, specialized in the sector Activités des sièges sociaux. Based in SAINT-PERE-SUR-LOIRE (45600), this company of category ETI shows in 2025 a revenue of 719 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 719 060 € | 1 883 569 € | 1 578 225 € | 1 224 841 € | 1 203 480 € | 1 013 302 € | 1 023 259 € | 959 278 € | 977 549 € |
| Net income | 29 105 € | 41 111 515 € | 4 079 377 € | 1 982 733 € | 1 136 820 € | 1 026 604 € | 2 626 177 € | 679 560 € | 832 384 € |
| EBITDA | 36 062 € | 11 923 € | 151 176 € | 77 571 € | 112 650 € | 104 813 € | 105 184 € | 108 454 € | 65 490 € |
| Net margin | 4.0% | 2182.6% | 258.5% | 161.9% | 94.5% | 101.3% | 256.6% | 70.8% | 85.2% |
In 2025, FINANCIERE PERDIS achieves revenue of 719 k€. Activity remains stable over the period (CAGR: -3.8%). Significant drop of -62% vs 2024. After deducting consumption (0 €), gross margin stands at 719 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 36 k€, representing 5.0% of revenue. Positive scissor effect: EBITDA margin improves by +4.4 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 29 k€, i.e. 4.0% of revenue. This profit can be retained or distributed to shareholders.
719 060 €
719 060 €
36 062 €
-116 395 €
29 105 €
5.0%
The debt ratio (= Financial debt / Equity x 100) stands at 14%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 83%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 22.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 37.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
14.426%
83.492%
37.317%
22.68
62.7%
In 2025, the debt ratio of FINANCIERE PERDIS (14.43) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of FINANCIERE PERDIS (83.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of FINANCIERE PERDIS (22.68) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1013.67. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2131.7x. Operating income very largely covers interest expenses: high safety margin.
1013.671
2131.745
In 2025, the liquidity ratio of FINANCIERE PERDIS (1013.67) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of FINANCIERE PERDIS (2131.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 284 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 46 days. The gap of 238 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-581 days): operations structurally generate cash. Notable WCR improvement over the period (-423%), freeing up cash.
-1 160 757 €
284 j
46 j
0 j
-581 j
Based on 54 transactions of similar company sales
in 2025,
the value of FINANCIERE PERDIS is estimated at
171 466 €
(range 72 120€ - 232 629€).
With an EBITDA of 36 062€, the sector multiple of 1.1x is applied.
The price/revenue ratio is 0.63x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE PERDIS with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of FINANCIERE PERDIS in 2025 is 719 k€.
Yes, FINANCIERE PERDIS generated a net profit of 29 k€ in 2025.
The headquarters of FINANCIERE PERDIS is located in SAINT-PERE-SUR-LOIRE (45600), in the department Loiret.
The tax return of FINANCIERE PERDIS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE PERDIS operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.