SIREN : 814417754
FINANCIERE PASSAGE is a French company founded 10 years ago, specialized in the sector Activités des sociétés holding. Based in CHALONNES-SUR-LOIRE (49290), this company of category PME shows in 2022 a revenue of 288 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 288 000 € | 280 000 € | 203 333 € | 240 000 € | 240 000 € | 281 667 € |
| Net income | -455 859 € | -3 890 777 € | -205 781 € | 305 147 € | 367 934 € | -36 078 € |
| EBITDA | -8 634 € | -25 226 € | -126 464 € | 19 650 € | 3 861 € | -47 773 € |
| Net margin | -158.3% | -1389.6% | -101.2% | 127.1% | 153.3% | -12.8% |
In 2022, FINANCIERE PASSAGE achieves revenue of 288 k€. Revenue is growing positively over 6 years (CAGR: +0.4%). Vs 2020: +3%. After deducting consumption (0 €), gross margin stands at 288 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -9 k€, representing -3.0% of revenue. Positive scissor effect: EBITDA margin improves by +6.0 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -456 k€ (-158.3% of revenue), which will impact equity.
288 000 €
288 000 €
-8 634 €
-6 687 €
-455 859 €
-3.0%
The debt ratio (= Financial debt / Equity x 100) stands at -257%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -44%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
-257.272%
-43.801%
-86.826%
-18.169
In 2022, the debt ratio of FINANCIERE PASSAGE (-257.27) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2022, the financial autonomy of FINANCIERE PASSAGE (-43.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of FINANCIERE PASSAGE (-18.17) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 79.08. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
79.081
-5179.256
In 2022, the liquidity ratio of FINANCIERE PASSAGE (79.08) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of FINANCIERE PASSAGE (-5179.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 756 days. Excellent situation: suppliers finance 756 days of the operating cycle (retail model). Overall, WCR represents 315 days of revenue, i.e. 252 k€ to permanently finance.
251 925 €
0 j
756 j
0 j
315 j
Based on 70 transactions of similar company sales
in 2022,
the value of FINANCIERE PASSAGE is estimated at
192 341 €
(range 78 820€ - 313 470€).
The price/revenue ratio is 0.67x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 70 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE PASSAGE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE PASSAGE in 2022 is 288 k€.
FINANCIERE PASSAGE recorded a net loss in 2022.
The headquarters of FINANCIERE PASSAGE is located in CHALONNES-SUR-LOIRE (49290), in the department Maine-et-Loire.
The tax return of FINANCIERE PASSAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE PASSAGE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.