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FINANCIERE PACY AUTO : revenue, balance sheet and financial ratios

FINANCIERE PACY AUTO is a French company founded 20 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in BLARU (78270), this company of category PME shows in 2020 a net income positive of 29 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FINANCIERE PACY AUTO (SIREN 488710401)
Indicator 2020 2019 2018 2016
Revenue N/C N/C N/C N/C
Net income 28 992 € -24 862 € 17 021 € -2 038 €
EBITDA N/C N/C -303 € -478 €
Net margin N/C N/C N/C N/C

Revenue and income statement

In 2020, FINANCIERE PACY AUTO generates positive net income of 29 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

43 992 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

28 992 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 234%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 28%. The balance between equity and debt is satisfactory.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

234.007%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

27.611%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
FINANCIERE PACY AUTO

Sector positioning

Debt ratio
234.01 2020
2018
2019
2020
Q1: 0.01
Med: 10.43
Q3: 82.59
Average

In 2020, the debt ratio of FINANCIERE PACY AUTO (234.01) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
27.61% 2020
2018
2019
2020
Q1: 16.33%
Med: 62.48%
Q3: 90.92%
Average

In 2020, the financial autonomy of FINANCIERE PACY AUTO (27.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2020
2018
2019
2020
Q1: -0.03 years
Med: 0.01 years
Q3: 3.79 years
Good +19 pts over 3 years

In 2020, the repayment capacity of FINANCIERE PACY AUTO (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Positioning of FINANCIERE PACY AUTO in its sector

Comparison with sector Fonds de placement et entités financières similaires

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (25 transactions). This range of 195 454€ to 368 677€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2020
Indicative
195k€ 300k€ 368k€
300 430 € Range: 195 454€ - 368 677€
NAF 5 année 2020

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 25 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Fonds de placement et entités financières similaires)

Compare FINANCIERE PACY AUTO with other companies in the same sector:

Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires

Frequently asked questions about FINANCIERE PACY AUTO

What is the revenue of FINANCIERE PACY AUTO ?

The revenue of FINANCIERE PACY AUTO is not publicly disclosed (confidential accounts filed with INPI).

Is FINANCIERE PACY AUTO profitable?

Yes, FINANCIERE PACY AUTO generated a net profit of 29 k€ in 2020.

Where is the headquarters of FINANCIERE PACY AUTO ?

The headquarters of FINANCIERE PACY AUTO is located in BLARU (78270), in the department Yvelines.

Where to find the tax return of FINANCIERE PACY AUTO ?

The tax return of FINANCIERE PACY AUTO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FINANCIERE PACY AUTO operate?

FINANCIERE PACY AUTO operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.