SIREN : 421043126
FINANCIERE OBULJEN is a French company founded 27 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in BIOL (38690), this company of category PME shows in 2024 a revenue of 200 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 200 000 € | 200 000 € | 200 000 € | 200 000 € | 200 000 € | 200 000 € | 200 000 € | 200 000 € | 200 000 € |
| Net income | 20 561 € | 73 497 € | 85 329 € | 128 229 € | 36 630 € | 8 506 € | 129 834 € | 110 213 € | 134 800 € |
| EBITDA | 21 582 € | 28 781 € | 35 022 € | 27 526 € | 51 624 € | 48 099 € | 30 586 € | 19 001 € | 17 764 € |
| Net margin | 10.3% | 36.7% | 42.7% | 64.1% | 18.3% | 4.3% | 64.9% | 55.1% | 67.4% |
In 2024, FINANCIERE OBULJEN achieves revenue of 200 k€. Activity remains stable over the period (CAGR: 0.0%). Slight decline of 0% vs 2023. After deducting consumption (0 €), gross margin stands at 200 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 22 k€, representing 10.8% of revenue. Warning negative scissor effect: despite revenue change (+0%), EBITDA varies by -25%, reducing margin by 3.6 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 21 k€, i.e. 10.3% of revenue. This profit can be retained or distributed to shareholders.
200 000 €
200 000 €
21 582 €
28 724 €
20 561 €
10.8%
The debt ratio (= Financial debt / Equity x 100) stands at 16%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 84%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 15.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 6.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
16.028%
83.609%
6.71%
15.907
In 2024, the debt ratio of FINANCIERE OBULJEN (16.03) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE OBULJEN (83.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FINANCIERE OBULJEN (15.91) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 434.70. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.3x. Financial charges are adequately covered by operations.
434.703
3.304
In 2024, the liquidity ratio of FINANCIERE OBULJEN (434.70) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of FINANCIERE OBULJEN (3.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 150 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 255 days. Excellent situation: suppliers finance 105 days of the operating cycle (retail model). Overall, WCR represents 108 days of revenue, i.e. 60 k€ to permanently finance. Over 2016-2024, WCR increased by +224%, requiring additional financing.
59 960 €
150 j
255 j
0 j
108 j
Indicative estimate only : the number of comparable transactions in this sector is limited (26 transactions). This range of 96 559€ to 259 148€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 26 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE OBULJEN with other companies in the same sector:
Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires
The revenue of FINANCIERE OBULJEN in 2024 is 200 k€.
Yes, FINANCIERE OBULJEN generated a net profit of 21 k€ in 2024.
The headquarters of FINANCIERE OBULJEN is located in BIOL (38690), in the department Isere.
The tax return of FINANCIERE OBULJEN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE OBULJEN operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.