SIREN : 807790589
FINANCIERE OAI GROUP is a French company founded 11 years ago, specialized in the sector Activités des sociétés holding. Based in CHARTRES (28000), this company of category PME shows in 2024 a revenue of 358 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 358 333 € | 538 270 € | 592 368 € | 644 125 € | 611 391 € | 552 608 € | 56 043 € | 34 988 € |
| Net income | 553 931 € | 372 853 € | 49 658 € | 336 461 € | 237 046 € | 179 878 € | 42 160 € | 28 331 € |
| EBITDA | -57 492 € | 90 917 € | 59 562 € | 124 840 € | 65 443 € | -8 272 € | 51 086 € | 29 327 € |
| Net margin | 154.6% | 69.3% | 8.4% | 52.2% | 38.8% | 32.6% | 75.2% | 81.0% |
In 2024, FINANCIERE OAI GROUP achieves revenue of 358 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +33.8%. Significant drop of -33% vs 2023. After deducting consumption (0 €), gross margin stands at 358 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -57 k€, representing -16.0% of revenue. Warning negative scissor effect: despite revenue change (-33%), EBITDA varies by -163%, reducing margin by 32.9 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 554 k€, i.e. 154.6% of revenue. This profit can be retained or distributed to shareholders.
358 333 €
358 333 €
-57 492 €
-53 462 €
553 931 €
-16.0%
The debt ratio (= Financial debt / Equity x 100) stands at 39%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 70%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 154.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
38.925%
70.384%
154.586%
2.134
In 2024, the debt ratio of FINANCIERE OAI GROUP (38.92) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE OAI GROUP (70.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FINANCIERE OAI GROUP (2.13) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 199.17. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
199.171
-70.213
In 2024, the liquidity ratio of FINANCIERE OAI GROUP (199.17) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of FINANCIERE OAI GROUP (-70.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 121 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 122 days. Favorable situation: supplier credit is longer than customer credit by 1 days. Overall, WCR represents 52 days of revenue, i.e. 52 k€ to permanently finance. Over 2016-2024, WCR increased by +121%, requiring additional financing.
52 173 €
121 j
122 j
0 j
52 j
Based on 54 transactions of similar company sales
in 2024,
the value of FINANCIERE OAI GROUP is estimated at
450 073 €
(range 285 067€ - 1 805 291€).
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE OAI GROUP with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE OAI GROUP in 2024 is 358 k€.
Yes, FINANCIERE OAI GROUP generated a net profit of 554 k€ in 2024.
The headquarters of FINANCIERE OAI GROUP is located in CHARTRES (28000), in the department Eure-et-Loir.
The tax return of FINANCIERE OAI GROUP is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE OAI GROUP operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.