SIREN : 879858546
FINANCIERE MY is a French company founded 6 years ago, specialized in the sector Activités des sièges sociaux. Based in SAINT-FONS (69190), this company of category PME shows in 2021 a revenue of 18 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 |
|---|---|---|
| Revenue | 18 000 € | 18 000 € |
| Net income | 67 079 € | 638 € |
| EBITDA | 9 579 € | 6 182 € |
| Net margin | 372.7% | 3.5% |
In 2021, FINANCIERE MY achieves revenue of 18 k€. Slight decline of 0% vs 2020. After deducting consumption (0 €), gross margin stands at 18 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 10 k€, representing 53.2% of revenue. Positive scissor effect: EBITDA margin improves by +18.9 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 67 k€, i.e. 372.7% of revenue. This profit can be retained or distributed to shareholders.
18 000 €
18 000 €
9 579 €
9 579 €
67 079 €
53.2%
The debt ratio (= Financial debt / Equity x 100) stands at 372%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 17%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.0 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 376.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
371.593%
16.744%
375.972%
5.977
In 2021, the debt ratio of FINANCIERE MY (371.59) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of FINANCIERE MY (16.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of FINANCIERE MY (5.98) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 116.81. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 62.3x. Operating income very largely covers interest expenses: high safety margin.
116.81
62.272
In 2021, the liquidity ratio of FINANCIERE MY (116.81) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2021, the interest coverage of FINANCIERE MY (62.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 720 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 99 days. The gap of 621 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-1358 days): operations structurally generate cash.
-67 891 €
720 j
99 j
0 j
-1358 j
Based on 65 transactions of similar company sales
in 2021,
the value of FINANCIERE MY is estimated at
93 995 €
(range 45 463€ - 194 625€).
With an EBITDA of 9 579€, the sector multiple of 4.6x is applied.
The price/revenue ratio is 0.46x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 65 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE MY with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of FINANCIERE MY in 2021 is 18 k€.
Yes, FINANCIERE MY generated a net profit of 67 k€ in 2021.
The headquarters of FINANCIERE MY is located in SAINT-FONS (69190), in the department Rhone.
The tax return of FINANCIERE MY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE MY operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.