FINANCIERE MOUSSEY SAS : revenue, balance sheet and financial ratios

FINANCIERE MOUSSEY SAS is a French company founded 9 years ago, specialized in the sector Supports juridiques de gestion de patrimoine mobilier. Based in MOUSSEY (88210), this company of category PME shows in 2024 a revenue of 1.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FINANCIERE MOUSSEY SAS (SIREN 827704107)
Indicator 2024 2023 2022 2021 2020 2019
Revenue 1 129 362 € 1 149 784 € 1 190 932 € 1 164 020 € 1 010 333 € 1 039 178 €
Net income 883 829 € 815 216 € 731 527 € 196 007 € 427 792 € -971 €
EBITDA 332 685 € 352 570 € 461 651 € 521 966 € 370 815 € 280 696 €
Net margin 78.3% 70.9% 61.4% 16.8% 42.3% -0.1%

Revenue and income statement

In 2024, FINANCIERE MOUSSEY SAS achieves revenue of 1.1 M€. Revenue is growing positively over 6 years (CAGR: +1.7%). Slight decline of -2% vs 2023. After deducting consumption (0 €), gross margin stands at 1.1 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 333 k€, representing 29.5% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 884 k€, i.e. 78.3% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 129 362 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 129 362 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

332 685 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

336 239 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

883 829 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

29.5%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 221%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 30%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 11.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 108.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

221.201%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

30.106%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

108.579%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

11.309

Solvency indicators evolution
FINANCIERE MOUSSEY SAS

Sector positioning

Debt ratio
221.2 2024
2022
2023
2024
Q1: 0.0
Med: 2.75
Q3: 41.16
Average

In 2024, the debt ratio of FINANCIERE MOUSSEY SAS (221.20) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
30.11% 2024
2022
2023
2024
Q1: 7.81%
Med: 60.44%
Q3: 91.96%
Average +6 pts over 3 years

In 2024, the financial autonomy of FINANCIERE MOUSSEY SAS (30.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
11.31 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.07 years
Q3: 2.68 years
Watch

In 2024, the repayment capacity of FINANCIERE MOUSSEY SAS (11.31) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 663.61. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 196.1x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

663.606

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

196.135

Liquidity indicators evolution
FINANCIERE MOUSSEY SAS

Sector positioning

Liquidity ratio
663.61 2024
2022
2023
2024
Q1: 142.73
Med: 746.83
Q3: 3595.15
Average -28 pts over 3 years

In 2024, the liquidity ratio of FINANCIERE MOUSSEY SAS (663.61) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
196.13x 2024
2022
2023
2024
Q1: -27.99x
Med: 0.0x
Q3: 0.0x
Excellent

In 2024, the interest coverage of FINANCIERE MOUSSEY SAS (196.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 104 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 529 days. Excellent situation: suppliers finance 425 days of the operating cycle (retail model). Overall, WCR represents 865 days of revenue, i.e. 2.7 M€ to permanently finance. Over 2019-2024, WCR increased by +185%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

2 714 094 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

104 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

529 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

865 j

WCR and payment terms evolution
FINANCIERE MOUSSEY SAS

Positioning of FINANCIERE MOUSSEY SAS in its sector

Comparison with sector Supports juridiques de gestion de patrimoine mobilier

Valuation estimate

Based on 103 transactions of similar company sales (all years), the value of FINANCIERE MOUSSEY SAS is estimated at 1 118 721 € (range 460 410€ - 2 640 013€). With an EBITDA of 332 685€, the sector multiple of 2.5x is applied. The price/revenue ratio is 0.30x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
103 transactions
460k€ 1118k€ 2640k€
1 118 721 € Range: 460 410€ - 2 640 013€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
332 685 € × 2.5x
Estimation 847 759 €
377 513€ - 1 666 926€
Revenue Multiple 30%
1 129 362 € × 0.30x
Estimation 344 443 €
183 238€ - 953 063€
Net Income Multiple 20%
883 829 € × 3.3x
Estimation 2 957 545 €
1 083 415€ - 7 603 160€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Supports juridiques de gestion de patrimoine mobilier)

Compare FINANCIERE MOUSSEY SAS with other companies in the same sector:

Voir toutes les statistiques du secteur Supports juridiques de gestion de patrimoine mobilier

Frequently asked questions about FINANCIERE MOUSSEY SAS

What is the revenue of FINANCIERE MOUSSEY SAS ?

The revenue of FINANCIERE MOUSSEY SAS in 2024 is 1.1 M€.

Is FINANCIERE MOUSSEY SAS profitable?

Yes, FINANCIERE MOUSSEY SAS generated a net profit of 884 k€ in 2024.

Where is the headquarters of FINANCIERE MOUSSEY SAS ?

The headquarters of FINANCIERE MOUSSEY SAS is located in MOUSSEY (88210), in the department Vosges.

Where to find the tax return of FINANCIERE MOUSSEY SAS ?

The tax return of FINANCIERE MOUSSEY SAS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FINANCIERE MOUSSEY SAS operate?

FINANCIERE MOUSSEY SAS operates in the sector Supports juridiques de gestion de patrimoine mobilier (NAF code 66.19A). See the 'Sector positioning' section above to compare the company with its competitors.