SIREN : 833964547
FINANCIERE ML is a French company founded 8 years ago, specialized in the sector Gestion de fonds. Based in LAVERUNE (34880), this company of category PME shows in 2019 a revenue of 1.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 |
|---|---|
| Revenue | 1 517 372 € |
| Net income | 874 209 € |
| EBITDA | -103 237 € |
| Net margin | 57.6% |
In 2019, FINANCIERE ML achieves revenue of 1.5 M€. After deducting consumption (0 €), gross margin stands at 1.5 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -103 k€, representing -6.8% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 874 k€, i.e. 57.6% of revenue. This profit can be retained or distributed to shareholders.
1 517 372 €
1 517 372 €
-103 237 €
28 365 €
874 209 €
-6.8%
The debt ratio (= Financial debt / Equity x 100) stands at 201%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 32%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 8.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 48.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
201.065%
31.693%
48.941%
8.73
88.1%
In 2019, the debt ratio of FINANCIERE ML (201.06) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2019, the financial autonomy of FINANCIERE ML (31.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2019, the repayment capacity of FINANCIERE ML (8.73) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 184.63. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
184.632
-150.149
In 2019, the liquidity ratio of FINANCIERE ML (184.63) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2019, the interest coverage of FINANCIERE ML (-150.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 84 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 121 days. Excellent situation: suppliers finance 37 days of the operating cycle (retail model). Overall, WCR represents 35 days of revenue, i.e. 146 k€ to permanently finance.
146 244 €
84 j
121 j
0 j
35 j
Based on 61 transactions of similar company sales
in 2019,
the value of FINANCIERE ML is estimated at
3 764 103 €
(range 1 880 204€ - 6 479 306€).
The price/revenue ratio is 0.46x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 61 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE ML with other companies in the same sector:
The revenue of FINANCIERE ML in 2019 is 1.5 M€.
Yes, FINANCIERE ML generated a net profit of 874 k€ in 2019.
The headquarters of FINANCIERE ML is located in LAVERUNE (34880), in the department Herault.
The tax return of FINANCIERE ML is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE ML operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.