SIREN : 379680663
FINANCIERE MAUREL SA is a French company founded 35 years ago, specialized in the sector Activités des sociétés holding. Based in CASTRES (81100), this company of category ETI shows in 2024 a revenue of 3.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3 347 482 € | 3 188 533 € | 3 064 753 € | 2 418 724 € | 1 906 867 € | 1 655 142 € | 1 573 376 € | 1 092 704 € | 1 117 000 € |
| Net income | 2 597 387 € | 2 185 780 € | 1 623 252 € | 975 252 € | 931 851 € | 844 248 € | 887 784 € | 761 719 € | 315 528 € |
| EBITDA | 284 600 € | 516 386 € | 399 364 € | -46 526 € | 33 098 € | -105 770 € | -172 965 € | -297 204 € | -99 173 € |
| Net margin | 77.6% | 68.6% | 53.0% | 40.3% | 48.9% | 51.0% | 56.4% | 69.7% | 28.2% |
In 2024, FINANCIERE MAUREL SA achieves revenue of 3.3 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +14.7%. Vs 2023: +5%. After deducting consumption (1.2 M€), gross margin stands at 2.2 M€, i.e. a rate of 65%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 285 k€, representing 8.5% of revenue. Warning negative scissor effect: despite revenue change (+5%), EBITDA varies by -45%, reducing margin by 7.7 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2.6 M€, i.e. 77.6% of revenue. This profit can be retained or distributed to shareholders.
3 347 482 €
2 180 431 €
284 600 €
249 401 €
2 597 387 €
8.5%
The debt ratio (= Financial debt / Equity x 100) stands at 144%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 40%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 10.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 78.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
143.763%
40.148%
78.416%
10.165
10.6%
In 2024, the debt ratio of FINANCIERE MAUREL SA (143.76) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE MAUREL SA (40.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of FINANCIERE MAUREL SA (10.16) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1383.45. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 312.7x. Operating income very largely covers interest expenses: high safety margin.
1383.45
312.675
In 2024, the liquidity ratio of FINANCIERE MAUREL SA (1383.45) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of FINANCIERE MAUREL SA (312.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 92 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 30 days. The gap of 62 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 1272 days of revenue, i.e. 11.8 M€ to permanently finance. Over 2016-2024, WCR increased by +137%, requiring additional financing.
11 827 323 €
92 j
30 j
0 j
1272 j
Based on 54 transactions of similar company sales
in 2024,
the value of FINANCIERE MAUREL SA is estimated at
2 037 829 €
(range 968 036€ - 5 768 475€).
With an EBITDA of 284 600€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE MAUREL SA with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE MAUREL SA in 2024 is 3.3 M€.
Yes, FINANCIERE MAUREL SA generated a net profit of 2.6 M€ in 2024.
The headquarters of FINANCIERE MAUREL SA is located in CASTRES (81100), in the department Tarn.
The tax return of FINANCIERE MAUREL SA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE MAUREL SA operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.