SIREN : 479606964
FINANCIERE M'ALU is a French company founded 21 years ago, specialized in the sector Activités des sièges sociaux. Based in SAINT-MARTIN-DE-SESCAS (33490), this company of category PME shows in 2024 a revenue of 225 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 224 666 € | 244 158 € | 203 681 € | 137 571 € | 136 772 € | 138 947 € | 137 531 € | 139 847 € |
| Net income | 59 587 € | 63 517 € | 55 797 € | 37 501 € | 46 259 € | 41 537 € | 73 194 € | 35 507 € |
| EBITDA | 10 869 € | 10 230 € | 9 372 € | 2 308 € | 813 € | 7 075 € | 3 427 € | 6 700 € |
| Net margin | 26.5% | 26.0% | 27.4% | 27.3% | 33.8% | 29.9% | 53.2% | 25.4% |
In 2024, FINANCIERE M'ALU achieves revenue of 225 k€. Over the period 2017-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +7.0%. Slight decline of -8% vs 2023. After deducting consumption (0 €), gross margin stands at 225 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 11 k€, representing 4.8% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 60 k€, i.e. 26.5% of revenue. This profit can be retained or distributed to shareholders.
224 666 €
224 666 €
10 869 €
10 900 €
59 587 €
4.8%
The debt ratio (= Financial debt / Equity x 100) stands at 4%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 3%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 26.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
4.229%
2.684%
26.522%
0.0
In 2024, the debt ratio of FINANCIERE M'ALU (4.23) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of FINANCIERE M'ALU (2.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of FINANCIERE M'ALU (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 134.78. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
134.785
0.0
In 2024, the liquidity ratio of FINANCIERE M'ALU (134.78) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of FINANCIERE M'ALU (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 38 days. Excellent situation: suppliers finance 38 days of the operating cycle (retail model). WCR is negative (-80 days): operations structurally generate cash. Notable WCR improvement over the period (-80%), freeing up cash.
-49 685 €
0 j
38 j
0 j
-80 j
Based on 103 transactions of similar company sales in 2024, the value of FINANCIERE M'ALU is estimated at 166 103 € (range 55 744€ - 401 743€). With an EBITDA of 10 869€, the sector multiple of 5.0x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE M'ALU with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of FINANCIERE M'ALU in 2024 is 225 k€.
Yes, FINANCIERE M'ALU generated a net profit of 60 k€ in 2024.
The headquarters of FINANCIERE M'ALU is located in SAINT-MARTIN-DE-SESCAS (33490), in the department Gironde.
The tax return of FINANCIERE M'ALU is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE M'ALU operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.