SIREN : 450498670
FINANCIERE LZ is a French company founded 22 years ago, specialized in the sector Gestion de fonds. Based in ROUBAIX (59100), this company of category PME shows in 2024 a revenue of 479 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 479 408 € | 584 793 € | 662 026 € | 555 571 € | 615 788 € | 478 531 € | N/C | 487 442 € | 483 422 € |
| Net income | 302 653 € | 424 399 € | 436 941 € | 346 293 € | 261 245 € | 413 788 € | 357 182 € | 344 895 € | 581 867 € |
| EBITDA | -53 352 € | 59 742 € | 163 668 € | 52 860 € | -12 175 € | 24 048 € | N/C | 131 800 € | 59 164 € |
| Net margin | 63.1% | 72.6% | 66.0% | 62.3% | 42.4% | 86.5% | N/C | 70.8% | 120.4% |
In 2024, FINANCIERE LZ achieves revenue of 479 k€. Activity remains stable over the period (CAGR: -0.1%). Significant drop of -18% vs 2023. After deducting consumption (0 €), gross margin stands at 479 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -53 k€, representing -11.1% of revenue. Warning negative scissor effect: despite revenue change (-18%), EBITDA varies by -189%, reducing margin by 21.3 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 303 k€, i.e. 63.1% of revenue. This profit can be retained or distributed to shareholders.
479 408 €
479 408 €
-53 352 €
-79 130 €
302 653 €
-11.1%
The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 91%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 68.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
1.94%
90.643%
68.51%
0.134
86.8%
In 2024, the debt ratio of FINANCIERE LZ (1.94) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of FINANCIERE LZ (90.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of FINANCIERE LZ (0.13) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 507.87. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
507.865
0.0
In 2024, the liquidity ratio of FINANCIERE LZ (507.87) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of FINANCIERE LZ (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 105 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 5 days. The gap of 100 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 559 days of revenue, i.e. 744 k€ to permanently finance. Over 2015-2024, WCR increased by +155%, requiring additional financing.
743 873 €
105 j
5 j
0 j
559 j
Based on 62 transactions of similar company sales
in 2024,
the value of FINANCIERE LZ is estimated at
982 357 €
(range 299 362€ - 2 016 493€).
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE LZ with other companies in the same sector:
The revenue of FINANCIERE LZ in 2024 is 479 k€.
Yes, FINANCIERE LZ generated a net profit of 303 k€ in 2024.
The headquarters of FINANCIERE LZ is located in ROUBAIX (59100), in the department Nord.
The tax return of FINANCIERE LZ is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE LZ operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.