SIREN : 441337045
FINANCIERE L.G. is a French company founded 24 years ago, specialized in the sector Activités des sociétés holding. Based in FEREL (56130), this company of category PME shows in 2024 a revenue of 230 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 230 272 € | 234 297 € | 257 330 € | 273 904 € | 180 445 € | 200 439 € | 206 752 € | 198 021 € | 194 221 € |
| Net income | 9 359 € | 145 144 € | 207 820 € | 241 148 € | 218 443 € | 297 020 € | 199 715 € | 519 572 € | 171 537 € |
| EBITDA | 611 € | -4 594 € | -47 688 € | 29 121 € | 11 499 € | 12 929 € | -18 929 € | 6 971 € | 3 893 € |
| Net margin | 4.1% | 61.9% | 80.8% | 88.0% | 121.1% | 148.2% | 96.6% | 262.4% | 88.3% |
In 2024, FINANCIERE L.G. achieves revenue of 230 k€. Revenue is growing positively over 9 years (CAGR: +2.2%). Slight decline of -2% vs 2023. After deducting consumption (4 k€), gross margin stands at 226 k€, i.e. a rate of 98%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 611 €, representing 0.3% of revenue. Positive scissor effect: EBITDA margin improves by +2.2 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 9 k€, i.e. 4.1% of revenue. This profit can be retained or distributed to shareholders.
230 272 €
226 322 €
611 €
603 €
9 359 €
0.3%
The debt ratio (= Financial debt / Equity x 100) stands at 72%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 57%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 53.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 11.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
71.765%
57.468%
11.061%
53.737
In 2024, the debt ratio of FINANCIERE L.G. (71.77) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE L.G. (57.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of FINANCIERE L.G. (53.74) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 2953.86. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 9882.7x. Operating income very largely covers interest expenses: high safety margin.
2953.857
9882.651
In 2024, the liquidity ratio of FINANCIERE L.G. (2953.86) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of FINANCIERE L.G. (9882.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 30 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 40 days. Favorable situation: supplier credit is longer than customer credit by 10 days. Overall, WCR represents 1668 days of revenue, i.e. 1.1 M€ to permanently finance. Over 2016-2024, WCR increased by +108%, requiring additional financing.
1 066 912 €
30 j
40 j
0 j
1668 j
Based on 54 transactions of similar company sales
in 2024,
the value of FINANCIERE L.G. is estimated at
44 883 €
(range 27 296€ - 64 878€).
With an EBITDA of 611€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE L.G. with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE L.G. in 2024 is 230 k€.
Yes, FINANCIERE L.G. generated a net profit of 9 k€ in 2024.
The headquarters of FINANCIERE L.G. is located in FEREL (56130), in the department Morbihan.
The tax return of FINANCIERE L.G. is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE L.G. operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.