SIREN : 508140100
FINANCIERE LES CRAYS is a French company founded 17 years ago, specialized in the sector Gestion de fonds. Based in EPINAL (88000), this company of category PME shows in 2024 a revenue of 272 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2020 | 2019 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 272 374 € | 256 000 € | 252 975 € | 234 069 € | 292 068 € | 266 203 € | 270 331 € |
| Net income | 478 185 € | -5 107 € | 2 743 € | 660 737 € | -8 773 € | 497 355 € | -119 069 € |
| EBITDA | 17 098 € | 15 728 € | 14 184 € | 7 198 € | 13 555 € | 16 426 € | 14 614 € |
| Net margin | 175.6% | -2.0% | 1.1% | 282.3% | -3.0% | 186.8% | -44.0% |
In 2024, FINANCIERE LES CRAYS achieves revenue of 272 k€. Revenue is growing positively over 7 years (CAGR: +0.1%). Vs 2023: +6%. After deducting consumption (0 €), gross margin stands at 272 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 17 k€, representing 6.3% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 478 k€, i.e. 175.6% of revenue. This profit can be retained or distributed to shareholders.
272 374 €
272 374 €
17 098 €
11 277 €
478 185 €
6.3%
The debt ratio (= Financial debt / Equity x 100) stands at 14%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 4%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
14.456%
4.078%
-1.494%
-2.35
79.2%
In 2024, the debt ratio of FINANCIERE LES CRAYS (14.46) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE LES CRAYS (4.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of FINANCIERE LES CRAYS (-2.35) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 16.76. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3567.5x. Operating income very largely covers interest expenses: high safety margin.
16.757
3567.523
In 2024, the liquidity ratio of FINANCIERE LES CRAYS (16.76) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of FINANCIERE LES CRAYS (3567.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 98 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 81 days. The company must finance 17 days of gap between collections and payments. WCR is negative (-1859 days): operations structurally generate cash. Notable WCR improvement over the period (-642%), freeing up cash.
-1 406 414 €
98 j
81 j
0 j
-1859 j
Based on 62 transactions of similar company sales
in 2024,
the value of FINANCIERE LES CRAYS is estimated at
772 767 €
(range 226 328€ - 1 561 993€).
With an EBITDA of 17 098€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE LES CRAYS with other companies in the same sector:
The revenue of FINANCIERE LES CRAYS in 2024 is 272 k€.
Yes, FINANCIERE LES CRAYS generated a net profit of 478 k€ in 2024.
The headquarters of FINANCIERE LES CRAYS is located in EPINAL (88000), in the department Vosges.
The tax return of FINANCIERE LES CRAYS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE LES CRAYS operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.