Employees: 03 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 1987-08-01 (38 years)Status: ActiveBusiness sector: Activités des sièges sociauxLocation: LE FENOUILLER (85800), Vendee
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
FINANCIERE LA CROIX : revenue, balance sheet and financial ratios
FINANCIERE LA CROIX is a French company
founded 38 years ago,
specialized in the sector Activités des sièges sociaux.
Based in LE FENOUILLER (85800),
this company of category PME
shows in 2017 a net income positive of 253 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - FINANCIERE LA CROIX (SIREN 342262920)
Indicator
2017
Revenue
N/C
Net income
253 151 €
EBITDA
N/C
Net margin
N/C
Revenue and income statement
In 2017, FINANCIERE LA CROIX generates positive net income of 253 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.
Net income (2017)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
253 151 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 93%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2017)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
0.0%
Financial autonomy (2017)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
92.877%
Asset age ratio (2017)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
Debt ratio
0.0
Financial autonomy
92.877
Repayment capacity
None
Cash flow / Revenue
None%
Sector positioning
Debt ratio
0.02017
2017
Q1: 0.74
Med: 27.18
Q3: 109.15
Excellent
In 2017, the debt ratio of FINANCIERE LA CROIX (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
Financial autonomy
92.88%2017
2017
Q1: 20.71%
Med: 51.8%
Q3: 80.67%
Excellent
In 2017, the financial autonomy of FINANCIERE LA CROIX (92.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 1160.56. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2017)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
1160.557
Liquidity indicators evolution FINANCIERE LA CROIX
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2017
Liquidity ratio
1160.557
Interest coverage
None
Sector positioning
Liquidity ratio
1160.562017
2017
Q1: 100.0
Med: 288.25
Q3: 1155.28
Excellent
In 2017, the liquidity ratio of FINANCIERE LA CROIX (1160.56) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 537 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 641 days. Excellent situation: suppliers finance 104 days of the operating cycle (retail model).
Operating WCR (2017)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2017)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
537 j
Supplier credit (2017)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
641 j
Inventory turnover (2017)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution FINANCIERE LA CROIX
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
Operating WCR
0 €
Inventory turnover (days)
0
Customer payment term (days)
537
Supplier payment term (days)
641
Positioning of FINANCIERE LA CROIX in its sector
Comparison with sector Activités des sièges sociaux
Valuation estimate
Based on 112 transactions of similar company sales
in 2017,
the value of FINANCIERE LA CROIX is estimated at
1 379 193 €
(range 411 099€ - 3 467 109€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2017
112 transactions
411k€1379k€3467k€
1 379 193 €Range: 411 099€ - 3 467 109€
NAF 5 année 2017
Valuation method used
Net Income Multiple
253 151 €
×
5.4x
=1 379 194 €
Range: 411 100€ - 3 467 109€
Only this financial indicator is available for this company.
How is this estimate calculated?
This estimate is based on the analysis of 112 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des sièges sociaux)
Compare FINANCIERE LA CROIX with other companies in the same sector:
Frequently asked questions about FINANCIERE LA CROIX
What is the revenue of FINANCIERE LA CROIX ?
The revenue of FINANCIERE LA CROIX is not publicly disclosed (confidential accounts filed with INPI).
Is FINANCIERE LA CROIX profitable?
Yes, FINANCIERE LA CROIX generated a net profit of 253 k€ in 2017.
Where is the headquarters of FINANCIERE LA CROIX ?
The headquarters of FINANCIERE LA CROIX is located in LE FENOUILLER (85800), in the department Vendee.
Where to find the tax return of FINANCIERE LA CROIX ?
The tax return of FINANCIERE LA CROIX is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does FINANCIERE LA CROIX operate?
FINANCIERE LA CROIX operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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