SIREN : 501750475
FINANCIERE JPF is a French company founded 18 years ago, specialized in the sector Activités des sièges sociaux. Based in NOGENT-SUR-EURE (28120), this company of category PME shows in 2024 a revenue of 1.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1 482 190 € | 1 485 810 € | 1 309 040 € | 897 393 € | 784 095 € | 689 177 € | 725 169 € | 955 766 € |
| Net income | 80 647 € | 1 245 243 € | 45 512 € | 24 638 € | 18 326 € | 40 882 € | 48 322 € | 68 799 € |
| EBITDA | 105 549 € | 103 386 € | 253 536 € | 26 892 € | 39 428 € | 63 471 € | 68 682 € | 107 761 € |
| Net margin | 5.4% | 83.8% | 3.5% | 2.7% | 2.3% | 5.9% | 6.7% | 7.2% |
In 2024, FINANCIERE JPF achieves revenue of 1.5 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +5.6%. Slight decline of -0% vs 2023. After deducting consumption (0 €), gross margin stands at 1.5 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 106 k€, representing 7.1% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 81 k€, i.e. 5.4% of revenue. This profit can be retained or distributed to shareholders.
1 482 190 €
1 482 190 €
105 549 €
91 729 €
80 647 €
7.1%
The debt ratio (= Financial debt / Equity x 100) stands at 43%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 58%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 15.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 6.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
43.213%
58.254%
6.168%
15.08
87.2%
In 2024, the debt ratio of FINANCIERE JPF (43.21) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE JPF (58.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FINANCIERE JPF (15.08) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 456.02. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.3x. Financial charges are adequately covered by operations.
456.022
2.313
In 2024, the liquidity ratio of FINANCIERE JPF (456.02) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of FINANCIERE JPF (2.3x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 607 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 127 days. The gap of 480 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 795 days of revenue, i.e. 3.3 M€ to permanently finance. Over 2016-2024, WCR increased by +281%, requiring additional financing.
3 271 223 €
607 j
127 j
0 j
795 j
Based on 103 transactions of similar company sales in 2024, the value of FINANCIERE JPF is estimated at 586 792 € (range 178 396€ - 1 191 323€). With an EBITDA of 105 549€, the sector multiple of 5.0x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE JPF with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of FINANCIERE JPF in 2024 is 1.5 M€.
Yes, FINANCIERE JPF generated a net profit of 81 k€ in 2024.
The headquarters of FINANCIERE JPF is located in NOGENT-SUR-EURE (28120), in the department Eure-et-Loir.
The tax return of FINANCIERE JPF is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE JPF operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.