SIREN : 492119128
FINANCIERE JMCM is a French company founded 19 years ago, specialized in the sector Gestion de fonds. Based in LES SABLES-D'OLONNE (85340), this company of category PME shows in 2024 a revenue of 20 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 20 059 € | 23 445 € | 20 834 € | 19 499 € | 16 797 € | 17 726 € | 20 451 € | 20 604 € |
| Net income | 187 643 € | 11 780 € | -9 004 € | 51 024 € | -23 359 € | -7 320 € | -1 689 € | 6 799 € |
| EBITDA | -9 177 € | -5 546 € | 52 € | 10 042 € | 4 211 € | 11 123 € | 15 004 € | 13 434 € |
| Net margin | 935.5% | 50.2% | -43.2% | 261.7% | -139.1% | -41.3% | -8.3% | 33.0% |
In 2024, FINANCIERE JMCM achieves revenue of 20 k€. Activity remains stable over the period (CAGR: -0.4%). Significant drop of -14% vs 2023. After deducting consumption (0 €), gross margin stands at 20 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -9 k€, representing -45.8% of revenue. Warning negative scissor effect: despite revenue change (-14%), EBITDA varies by -65%, reducing margin by 22.1 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 188 k€, i.e. 935.5% of revenue. This profit can be retained or distributed to shareholders.
20 059 €
20 059 €
-9 177 €
-17 675 €
187 643 €
-45.8%
The debt ratio (= Financial debt / Equity x 100) stands at 9%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 91%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 782.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
9.159%
90.944%
782.591%
0.346
52.9%
In 2024, the debt ratio of FINANCIERE JMCM (9.16) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE JMCM (90.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of FINANCIERE JMCM (0.35) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 7127.81. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
7127.815
-267.44
In 2024, the liquidity ratio of FINANCIERE JMCM (7127.81) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of FINANCIERE JMCM (-267.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 10 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 74 days. Excellent situation: suppliers finance 64 days of the operating cycle (retail model). Overall, WCR represents 1390 days of revenue, i.e. 77 k€ to permanently finance. Over 2017-2024, WCR increased by +1155%, requiring additional financing.
77 440 €
10 j
74 j
0 j
1390 j
Based on 62 transactions of similar company sales
in 2024,
the value of FINANCIERE JMCM is estimated at
558 430 €
(range 159 408€ - 1 109 253€).
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE JMCM with other companies in the same sector:
The revenue of FINANCIERE JMCM in 2024 is 20 k€.
Yes, FINANCIERE JMCM generated a net profit of 188 k€ in 2024.
The headquarters of FINANCIERE JMCM is located in LES SABLES-D'OLONNE (85340), in the department Vendee.
The tax return of FINANCIERE JMCM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE JMCM operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.