SIREN : 837674597
FINANCIERE JLP is a French company founded 8 years ago, specialized in the sector Services administratifs combinés de bureau. Based in LA PLANCHE (44140), this company of category PME shows in 2025 a revenue of 207 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 207 000 € | 195 000 € | 195 000 € | 195 000 € | 195 000 € | 41 750 € | N/C | N/C |
| Net income | -97 440 € | 813 798 € | 137 881 € | 1 707 982 € | 159 611 € | 143 545 € | 137 131 € | 134 776 € |
| EBITDA | 20 511 € | 25 956 € | -9 384 € | 33 699 € | 20 031 € | 224 € | -5 866 € | -9 456 € |
| Net margin | -47.1% | 417.3% | 70.7% | 875.9% | 81.9% | 343.8% | N/C | N/C |
In 2025, FINANCIERE JLP achieves revenue of 207 k€. Over the period 2020-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +37.7%. Vs 2024: +6%. After deducting consumption (0 €), gross margin stands at 207 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 21 k€, representing 9.9% of revenue. Warning negative scissor effect: despite revenue change (+6%), EBITDA varies by -21%, reducing margin by 3.4 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Net income is negative at -97 k€ (-47.1% of revenue), which will impact equity.
207 000 €
207 000 €
20 511 €
20 511 €
-97 440 €
9.9%
The debt ratio (= Financial debt / Equity x 100) stands at 23%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 81%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.6 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 51.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
22.57%
81.371%
51.497%
6.581
In 2025, the debt ratio of FINANCIERE JLP (22.57) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of FINANCIERE JLP (81.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of FINANCIERE JLP (6.58) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 5975.87. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1189.3x. Operating income very largely covers interest expenses: high safety margin.
5975.866
1189.259
In 2025, the liquidity ratio of FINANCIERE JLP (5975.87) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2025, the interest coverage of FINANCIERE JLP (1189.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 130 days. Excellent situation: suppliers finance 130 days of the operating cycle (retail model). Overall, WCR represents 740 days of revenue, i.e. 425 k€ to permanently finance.
425 472 €
0 j
130 j
0 j
740 j
Based on 173 transactions of similar company sales (all years), the value of FINANCIERE JLP is estimated at 73 894 € (range 24 563€ - 152 685€). With an EBITDA of 20 511€, the sector multiple of 3.4x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE JLP with other companies in the same sector:
Voir toutes les statistiques du secteur Services administratifs combinés de bureau
The revenue of FINANCIERE JLP in 2025 is 207 k€.
FINANCIERE JLP recorded a net loss in 2025.
The headquarters of FINANCIERE JLP is located in LA PLANCHE (44140), in the department Loire-Atlantique.
The tax return of FINANCIERE JLP is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE JLP operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.