SIREN : 484299318
FINANCIERE JLB is a French company founded 20 years ago, specialized in the sector Activités des sociétés holding. Based in RIQUEWIHR (68340), this company of category PME shows in 2023 a revenue of 214 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 213 596 € | 202 596 € | 171 674 € | 158 390 € | 199 992 € | 189 625 € | 188 331 € | 192 927 € |
| Net income | 19 444 € | 55 485 € | 40 075 € | 28 039 € | 30 508 € | 9 284 € | -5 741 € | 13 128 € |
| EBITDA | -28 694 € | 5 812 € | -12 151 € | -18 991 € | -12 960 € | -9 215 € | 1 133 € | 22 496 € |
| Net margin | 9.1% | 27.4% | 23.3% | 17.7% | 15.3% | 4.9% | -3.0% | 6.8% |
In 2023, FINANCIERE JLB achieves revenue of 214 k€. Revenue is growing positively over 8 years (CAGR: +1.5%). Vs 2022: +5%. After deducting consumption (0 €), gross margin stands at 214 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -29 k€, representing -13.4% of revenue. Warning negative scissor effect: despite revenue change (+5%), EBITDA varies by -594%, reducing margin by 16.3 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 19 k€, i.e. 9.1% of revenue. This profit can be retained or distributed to shareholders.
213 596 €
213 596 €
-28 694 €
47 283 €
19 444 €
-13.4%
The debt ratio (= Financial debt / Equity x 100) stands at 21%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 13%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.0 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 9.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
21.357%
12.818%
9.103%
3.043
In 2023, the debt ratio of FINANCIERE JLB (21.36) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of FINANCIERE JLB (12.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of FINANCIERE JLB (3.04) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 73.67. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
73.67
-3.823
In 2023, the liquidity ratio of FINANCIERE JLB (73.67) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of FINANCIERE JLB (-3.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 41 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 82 days. Excellent situation: suppliers finance 41 days of the operating cycle (retail model). WCR is negative (-53 days): operations structurally generate cash. Notable WCR improvement over the period (-300%), freeing up cash.
-31 719 €
41 j
82 j
0 j
-53 j
Based on 63 transactions of similar company sales
in 2023,
the value of FINANCIERE JLB is estimated at
103 367 €
(range 35 764€ - 199 184€).
The price/revenue ratio is 0.24x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE JLB with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE JLB in 2023 is 214 k€.
Yes, FINANCIERE JLB generated a net profit of 19 k€ in 2023.
The headquarters of FINANCIERE JLB is located in RIQUEWIHR (68340), in the department Haut-Rhin.
The tax return of FINANCIERE JLB is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE JLB operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.