SIREN : 479307332
FINANCIERE JGM is a French company founded 21 years ago, specialized in the sector Activités des sociétés holding. Based in LUDES (51500), this company of category PME shows in 2021 a revenue of 190 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 190 400 € | 195 300 € | 123 000 € | 124 000 € | 175 500 € | 172 000 € |
| Net income | 188 518 € | 193 387 € | 169 945 € | 99 095 € | 68 816 € | 193 402 € |
| EBITDA | 18 831 € | 17 831 € | 11 246 € | 11 513 € | 16 400 € | 13 186 € |
| Net margin | 99.0% | 99.0% | 138.2% | 79.9% | 39.2% | 112.4% |
In 2021, FINANCIERE JGM achieves revenue of 190 k€. Revenue is growing positively over 6 years (CAGR: +2.1%). Slight decline of -3% vs 2020. After deducting consumption (0 €), gross margin stands at 190 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 19 k€, representing 9.9% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 189 k€, i.e. 99.0% of revenue. This profit can be retained or distributed to shareholders.
190 400 €
190 400 €
18 831 €
18 704 €
188 518 €
9.9%
The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 94%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 99.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
4.639%
94.457%
99.012%
0.805
In 2021, the debt ratio of FINANCIERE JGM (4.64) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2021, the financial autonomy of FINANCIERE JGM (94.5%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2021, the repayment capacity of FINANCIERE JGM (0.81) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 2330.70. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.2x. Financial charges are adequately covered by operations.
2330.701
3.165
In 2021, the liquidity ratio of FINANCIERE JGM (2330.70) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2021, the interest coverage of FINANCIERE JGM (3.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 295 days. Excellent situation: suppliers finance 295 days of the operating cycle (retail model). Overall, WCR represents 1899 days of revenue, i.e. 1.0 M€ to permanently finance.
1 004 318 €
0 j
295 j
0 j
1899 j
Based on 98 transactions of similar company sales
in 2021,
the value of FINANCIERE JGM is estimated at
256 629 €
(range 100 177€ - 642 576€).
With an EBITDA of 18 831€, the sector multiple of 5.2x is applied.
The price/revenue ratio is 0.46x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE JGM with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE JGM in 2021 is 190 k€.
Yes, FINANCIERE JGM generated a net profit of 189 k€ in 2021.
The headquarters of FINANCIERE JGM is located in LUDES (51500), in the department Marne.
The tax return of FINANCIERE JGM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE JGM operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.