SIREN : 793157736
FINANCIERE JBC is a French company founded 13 years ago, specialized in the sector Activités des sociétés holding. Based in LANGEAIS (37130), this company of category PME shows in 2022 a revenue of 2 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 2 126 € | 3 378 € | 3 886 € | 3 854 € | 4 177 € | 3 737 € | 1 428 € |
| Net income | 301 € | 597 € | 4 037 € | 6 762 € | -3 465 € | -1 508 € | -1 660 € |
| EBITDA | -1 721 € | -1 412 € | -1 671 € | -3 108 € | -3 385 € | -1 360 € | -1 588 € |
| Net margin | 14.2% | 17.7% | 103.9% | 175.5% | -83.0% | -40.4% | -116.2% |
In 2022, FINANCIERE JBC achieves revenue of 2 k€. Over the period 2016-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +6.9%. Significant drop of -37% vs 2021. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -2 k€, representing -81.0% of revenue. Warning negative scissor effect: despite revenue change (-37%), EBITDA varies by -22%, reducing margin by 39.2 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 301 €, i.e. 14.2% of revenue. This profit can be retained or distributed to shareholders.
2 126 €
-1 721 €
-1 721 €
301 €
-81.0%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 86%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 14.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.488%
85.981%
14.158%
0.0
In 2022, the debt ratio of FINANCIERE JBC (0.49) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2022, the financial autonomy of FINANCIERE JBC (86.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2022, the repayment capacity of FINANCIERE JBC (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 278.89. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
278.886
0.0
In 2022, the liquidity ratio of FINANCIERE JBC (278.89) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of FINANCIERE JBC (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 22 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 142 days. Excellent situation: suppliers finance 120 days of the operating cycle (retail model). Overall, WCR represents 594 days of revenue, i.e. 4 k€ to permanently finance. Over 2016-2022, WCR increased by +268%, requiring additional financing.
3 506 €
22 j
142 j
0 j
594 j
Based on 70 transactions of similar company sales
in 2022,
the value of FINANCIERE JBC is estimated at
1 298 €
(range 493€ - 2 295€).
The price/revenue ratio is 0.67x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 70 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE JBC with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE JBC in 2022 is 2 k€.
Yes, FINANCIERE JBC generated a net profit of 301€ in 2022.
The headquarters of FINANCIERE JBC is located in LANGEAIS (37130), in the department Indre-et-Loire.
The tax return of FINANCIERE JBC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE JBC operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.