SIREN : 443027016
FINANCIERE JB is a French company founded 23 years ago, specialized in the sector Conseil pour les affaires et autres conseils de gestion. Based in CHAMBERY (73000), this company of category PME shows in 2022 a revenue of 7 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 7 210 € | 7 210 € | 7 210 € | 7 210 € | 7 210 € | 14 420 € | 14 420 € |
| Net income | 35 271 € | 16 291 € | 89 € | 74 936 € | 2 815 € | 17 907 € | 12 501 € |
| EBITDA | -517 € | -313 € | 90 € | 28 € | 186 € | -1 235 € | -1 891 € |
| Net margin | 489.2% | 226.0% | 1.2% | 1039.3% | 39.0% | 124.2% | 86.7% |
In 2022, FINANCIERE JB achieves revenue of 7 k€. Revenue is declining over the period 2016-2022 (CAGR: -10.9%). Slight decline of 0% vs 2021. After deducting consumption (0 €), gross margin stands at 7 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -517 €, representing -7.2% of revenue. Warning negative scissor effect: despite revenue change (+0%), EBITDA varies by -65%, reducing margin by 2.8 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 35 k€, i.e. 489.2% of revenue. This profit can be retained or distributed to shareholders.
7 210 €
7 210 €
-517 €
-517 €
35 271 €
-7.2%
The debt ratio (= Financial debt / Equity x 100) stands at 22%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 18%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 489.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
21.625%
17.693%
489.196%
0.0
In 2022, the debt ratio of FINANCIERE JB (21.62) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of FINANCIERE JB (17.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of FINANCIERE JB (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 34.98. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
34.975
0.0
In 2022, the liquidity ratio of FINANCIERE JB (34.98) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of FINANCIERE JB (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 360 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 234 days. The gap of 126 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-7203 days): operations structurally generate cash.
-144 254 €
360 j
234 j
0 j
-7203 j
Based on 88 transactions of similar company sales
in 2022,
the value of FINANCIERE JB is estimated at
113 587 €
(range 37 576€ - 237 514€).
The price/revenue ratio is 0.33x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 88 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE JB with other companies in the same sector:
Voir toutes les statistiques du secteur Conseil pour les affaires et autres conseils de gestion
The revenue of FINANCIERE JB in 2022 is 7 k€.
Yes, FINANCIERE JB generated a net profit of 35 k€ in 2022.
The headquarters of FINANCIERE JB is located in CHAMBERY (73000), in the department Savoie.
The tax return of FINANCIERE JB is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE JB operates in the sector Conseil pour les affaires et autres conseils de gestion (NAF code 70.22Z). See the 'Sector positioning' section above to compare the company with its competitors.