SIREN : 411850670
FINANCIERE JAC is a French company founded 29 years ago, specialized in the sector Activités des sièges sociaux. Based in ARDOIX (07290), this company of category PME shows in 2024 a revenue of 2 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2 000 € | 12 000 € | 11 000 € | 16 200 € | 10 700 € | 5 200 € | 5 000 € | 4 700 € |
| Net income | 7 289 € | -5 856 € | -27 965 € | -54 520 € | -77 598 € | 38 771 € | 27 081 € | 138 225 € |
| EBITDA | -67 444 € | -48 160 € | -45 911 € | -53 956 € | -58 747 € | -67 108 € | -54 112 € | -63 890 € |
| Net margin | 364.4% | -48.8% | -254.2% | -336.5% | -725.2% | 745.6% | 541.6% | 2941.0% |
In 2024, FINANCIERE JAC achieves revenue of 2 k€. Revenue is declining over the period 2016-2024 (CAGR: -10.1%). Significant drop of -83% vs 2023. After deducting consumption (-20 €), gross margin stands at 2 k€, i.e. a rate of 101%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -67 k€, representing -3372.2% of revenue. Warning negative scissor effect: despite revenue change (-83%), EBITDA varies by -40%, reducing margin by 2970.9 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 7 k€, i.e. 364.4% of revenue. This profit can be retained or distributed to shareholders.
2 000 €
2 020 €
-67 444 €
-76 496 €
7 289 €
-3372.2%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 99%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 1120.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.02%
99.053%
1120.2%
0.007
30.6%
In 2024, the debt ratio of FINANCIERE JAC (0.02) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of FINANCIERE JAC (99.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of FINANCIERE JAC (0.01) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 8008.80. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
8008.795
-256.561
In 2024, the liquidity ratio of FINANCIERE JAC (8008.80) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of FINANCIERE JAC (-256.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2334 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 12 days. The gap of 2322 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 55005 days of revenue, i.e. 306 k€ to permanently finance. Notable WCR improvement over the period (-70%), freeing up cash.
305 583 €
2334 j
12 j
0 j
55005 j
Based on 103 transactions of similar company sales in 2024, the value of FINANCIERE JAC is estimated at 28 174 € (range 9 734€ - 75 559€). The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE JAC with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of FINANCIERE JAC in 2024 is 2 k€.
Yes, FINANCIERE JAC generated a net profit of 7 k€ in 2024.
The headquarters of FINANCIERE JAC is located in ARDOIX (07290), in the department Ardeche.
The tax return of FINANCIERE JAC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE JAC operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.