Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

FINANCIERE J B C : revenue, balance sheet and financial ratios

FINANCIERE J B C is a French company founded 37 years ago, specialized in the sector Location de logements. Based in PIN-BALMA (31130), this company of category PME shows in 2016 a net income positive of 16 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FINANCIERE J B C (SIREN 350591624)
Indicator 2016
Revenue N/C
Net income 15 977 €
EBITDA -52 614 €
Net margin N/C

Revenue and income statement

In 2016, FINANCIERE J B C generates positive net income of 16 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Gross margin (2016) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

-13 525 €

EBITDA (2016) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-52 614 €

EBIT (2016) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

15 620 €

Net income (2016) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

15 977 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 94%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 51%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 7.5 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high.

Debt ratio (2016) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

94.358%

Financial autonomy (2016) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

51.423%

Repayment capacity (2016) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

7.534

Asset age ratio (2016) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

62.3%

Solvency indicators evolution
FINANCIERE J B C

Sector positioning

Debt ratio
94.36 2016
2016
Q1: -256.74
Med: 0.0
Q3: 108.43
Average

In 2016, the debt ratio of FINANCIERE J B C (94.36) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
51.42% 2016
2016
Q1: 0.18%
Med: 45.92%
Q3: 99.69%
Good

In 2016, the financial autonomy of FINANCIERE J B C (51.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
7.53 years 2016
2016
Q1: 0.0 years
Med: 0.68 years
Q3: 19.72 years
Average

In 2016, the repayment capacity of FINANCIERE J B C (7.53) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 40150.75. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2016) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

40150.754

Interest coverage (2016) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-14.616

Liquidity indicators evolution
FINANCIERE J B C

Sector positioning

Liquidity ratio
40150.75 2016
2016
Q1: 11.73
Med: 140.83
Q3: 770.6
Excellent

In 2016, the liquidity ratio of FINANCIERE J B C (40150.75) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-14.62x 2016
2016
Q1: 0.0x
Med: 3.92x
Q3: 40.72x
Average

In 2016, the interest coverage of FINANCIERE J B C (-14.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Positioning of FINANCIERE J B C in its sector

Comparison with sector Location de logements

Valuation estimate

Based on 1762 transactions of similar company sales (all years), the value of FINANCIERE J B C is estimated at 88 308 € (range 31 578€ - 188 811€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2016
1762 transactions
31k€ 88k€ 188k€
88 308 € Range: 31 578€ - 188 811€
NAF 5 all-time

Valuation method used

Net Income Multiple
15 977 € × 5.5x = 88 308 €
Range: 31 579€ - 188 812€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 1762 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de logements)

Compare FINANCIERE J B C with other companies in the same sector:

Voir toutes les statistiques du secteur Location de logements

Frequently asked questions about FINANCIERE J B C

What is the revenue of FINANCIERE J B C ?

The revenue of FINANCIERE J B C is not publicly disclosed (confidential accounts filed with INPI).

Is FINANCIERE J B C profitable?

Yes, FINANCIERE J B C generated a net profit of 16 k€ in 2016.

Where is the headquarters of FINANCIERE J B C ?

The headquarters of FINANCIERE J B C is located in PIN-BALMA (31130), in the department Haute-Garonne.

Where to find the tax return of FINANCIERE J B C ?

The tax return of FINANCIERE J B C is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FINANCIERE J B C operate?

FINANCIERE J B C operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.