SIREN : 750468340
FINANCIERE ISY is a French company founded 14 years ago, specialized in the sector Gestion de fonds. Based in FRELINGHIEN (59236), this company of category PME shows in 2024 a revenue of 1.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 431 397 € | 1 392 888 € | 1 111 827 € | 903 774 € | 729 085 € | 473 880 € | 84 000 € | 24 094 113 € | 43 000 € |
| Net income | 539 999 € | 670 314 € | 342 544 € | 439 958 € | 318 336 € | 84 962 € | 51 748 € | 258 542 € | 32 035 € |
| EBITDA | 282 386 € | 430 250 € | 142 476 € | 425 101 € | 135 060 € | 34 758 € | 65 053 € | 544 442 € | 37 700 € |
| Net margin | 37.7% | 48.1% | 30.8% | 48.7% | 43.7% | 17.9% | 61.6% | 1.1% | 74.5% |
In 2024, FINANCIERE ISY achieves revenue of 1.4 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +55.0%. Vs 2023: +3%. After deducting consumption (0 €), gross margin stands at 1.4 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 282 k€, representing 19.7% of revenue. Warning negative scissor effect: despite revenue change (+3%), EBITDA varies by -34%, reducing margin by 11.2 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 540 k€, i.e. 37.7% of revenue. This profit can be retained or distributed to shareholders.
1 431 397 €
1 431 397 €
282 386 €
288 582 €
539 999 €
19.7%
The debt ratio (= Financial debt / Equity x 100) stands at 131%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 41%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 9.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 38.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
131.351%
41.355%
38.423%
9.269
74.4%
In 2024, the debt ratio of FINANCIERE ISY (131.35) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE ISY (41.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of FINANCIERE ISY (9.27) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 547.30. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 58.1x. Operating income very largely covers interest expenses: high safety margin.
547.301
58.122
In 2024, the liquidity ratio of FINANCIERE ISY (547.30) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of FINANCIERE ISY (58.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 409 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 146 days. The gap of 263 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 456 days of revenue, i.e. 1.8 M€ to permanently finance. Over 2016-2024, WCR increased by +2256%, requiring additional financing.
1 812 506 €
409 j
146 j
0 j
456 j
Based on 62 transactions of similar company sales
in 2024,
the value of FINANCIERE ISY is estimated at
1 606 382 €
(range 504 969€ - 3 470 361€).
With an EBITDA of 282 386€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE ISY with other companies in the same sector:
The revenue of FINANCIERE ISY in 2024 is 1.4 M€.
Yes, FINANCIERE ISY generated a net profit of 540 k€ in 2024.
The headquarters of FINANCIERE ISY is located in FRELINGHIEN (59236), in the department Nord.
The tax return of FINANCIERE ISY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE ISY operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.