SIREN : 439633785
FINANCIERE ISA is a French company founded 24 years ago, specialized in the sector Gestion de fonds. Based in OYONNAX (01100), this company of category PME shows in 2025 a revenue of 922 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 922 015 € | 1 097 446 € | 785 553 € | 457 493 € | 265 898 € | 261 134 € | 128 833 € | 66 730 € | 68 423 € |
| Net income | 284 484 € | 277 199 € | 288 580 € | 535 652 € | -35 468 € | 78 693 € | -8 754 € | 264 462 € | -13 057 € |
| EBITDA | 226 253 € | 278 815 € | 328 952 € | 221 945 € | 219 496 € | 198 819 € | -50 768 € | 36 909 € | 37 200 € |
| Net margin | 30.9% | 25.3% | 36.7% | 117.1% | -13.3% | 30.1% | -6.8% | 396.3% | -19.1% |
In 2025, FINANCIERE ISA achieves revenue of 922 k€. Over the period 2017-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +38.4%. Significant drop of -16% vs 2024. After deducting consumption (0 €), gross margin stands at 922 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 226 k€, representing 24.5% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 284 k€, i.e. 30.9% of revenue. This profit can be retained or distributed to shareholders.
922 015 €
922 015 €
226 253 €
69 042 €
284 484 €
24.5%
The debt ratio (= Financial debt / Equity x 100) stands at 15%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 86%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 47.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
14.937%
86.038%
47.907%
2.556
58.5%
In 2025, the debt ratio of FINANCIERE ISA (14.94) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of FINANCIERE ISA (86.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of FINANCIERE ISA (2.56) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 839.50. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 5.7x. Operating income very largely covers interest expenses: high safety margin.
839.496
5.686
In 2025, the liquidity ratio of FINANCIERE ISA (839.50) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of FINANCIERE ISA (5.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 48 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 26 days. The company must finance 22 days of gap between collections and payments. Overall, WCR represents 75 days of revenue, i.e. 191 k€ to permanently finance. Over 2017-2025, WCR increased by +103%, requiring additional financing.
191 429 €
48 j
26 j
0 j
75 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 145 256€ to 1 217 367€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE ISA with other companies in the same sector:
The revenue of FINANCIERE ISA in 2025 is 922 k€.
Yes, FINANCIERE ISA generated a net profit of 284 k€ in 2025.
The headquarters of FINANCIERE ISA is located in OYONNAX (01100), in the department Ain.
The tax return of FINANCIERE ISA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE ISA operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.