FINANCIERE IMMOBILIERE MILLION HOLDING : revenue, balance sheet and financial ratios

FINANCIERE IMMOBILIERE MILLION HOLDING is a French company founded 31 years ago, specialized in the sector Location de logements. Based in ESCHAU (67114), this company of category PME shows in 2019 a revenue of 1.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FINANCIERE IMMOBILIERE MILLION HOLDING (SIREN 398062422)
Indicator 2019 2017 2016 2015
Revenue 1 043 945 € 1 027 508 € 750 418 € 746 708 €
Net income 703 398 € 705 313 € 588 651 € 538 892 €
EBITDA 516 419 € 582 682 € 487 105 € 494 902 €
Net margin 67.4% 68.6% 78.4% 72.2%

Revenue and income statement

In 2019, FINANCIERE IMMOBILIERE MILLION HOLDING achieves revenue of 1.0 M€. Over the period 2015-2019, the company shows strong growth with a CAGR (compound annual growth rate) of +8.7%. Vs 2017: +2%. After deducting consumption (0 €), gross margin stands at 1.0 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 516 k€, representing 49.5% of revenue. Warning negative scissor effect: despite revenue change (+2%), EBITDA varies by -11%, reducing margin by 7.2 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 703 k€, i.e. 67.4% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2019) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 043 945 €

Gross margin (2019) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 043 945 €

EBITDA (2019) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

516 419 €

EBIT (2019) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

462 426 €

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

703 398 €

EBITDA margin (2019) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

49.5%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 11%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 76%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.9 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 81.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

10.961%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

76.203%

Cash flow / Revenue (2019) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

81.559%

Repayment capacity (2019) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.892

Asset age ratio (2019) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

13.2%

Solvency indicators evolution
FINANCIERE IMMOBILIERE MILLION HOLDING

Sector positioning

Debt ratio
10.96 2019
2016
2017
2019
Q1: -251.92
Med: 0.0
Q3: 120.63
Average

In 2019, the debt ratio of FINANCIERE IMMOBILIERE MI... (10.96) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
76.2% 2019
2016
2017
2019
Q1: 0.5%
Med: 47.02%
Q3: 98.69%
Good

In 2019, the financial autonomy of FINANCIERE IMMOBILIERE MI... (76.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.89 years 2019
2016
2017
2019
Q1: 0.0 years
Med: 0.78 years
Q3: 17.8 years
Average

In 2019, the repayment capacity of FINANCIERE IMMOBILIERE MI... (0.89) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 502.23. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2019) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

502.234

Interest coverage (2019) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
FINANCIERE IMMOBILIERE MILLION HOLDING

Sector positioning

Liquidity ratio
502.23 2019
2016
2017
2019
Q1: 9.67
Med: 128.42
Q3: 813.89
Good

In 2019, the liquidity ratio of FINANCIERE IMMOBILIERE MI... (502.23) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.0x 2019
2016
2017
2019
Q1: 0.0x
Med: 0.05x
Q3: 24.49x
Average

In 2019, the interest coverage of FINANCIERE IMMOBILIERE MI... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 48 days. Excellent situation: suppliers finance 48 days of the operating cycle (retail model). Overall, WCR represents 72 days of revenue, i.e. 209 k€ to permanently finance. Notable WCR improvement over the period (-73%), freeing up cash.

Operating WCR (2019) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

208 601 €

Customer credit (2019) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2019) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

48 j

Inventory turnover (2019) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2019) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

72 j

WCR and payment terms evolution
FINANCIERE IMMOBILIERE MILLION HOLDING

Positioning of FINANCIERE IMMOBILIERE MILLION HOLDING in its sector

Comparison with sector Location de logements

Valuation estimate

Based on 234 transactions of similar company sales in 2019, the value of FINANCIERE IMMOBILIERE MILLION HOLDING is estimated at 2 524 513 € (range 892 662€ - 4 889 397€). With an EBITDA of 516 419€, the sector multiple of 5.5x is applied. The price/revenue ratio is 0.69x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2019
234 transactions
892k€ 2524k€ 4889k€
2 524 513 € Range: 892 662€ - 4 889 397€
NAF 5 année 2019

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
516 419 € × 5.5x
Estimation 2 817 131 €
901 213€ - 5 408 556€
Revenue Multiple 30%
1 043 945 € × 0.69x
Estimation 719 274 €
343 791€ - 1 214 460€
Net Income Multiple 20%
703 398 € × 6.4x
Estimation 4 500 826 €
1 694 595€ - 9 103 909€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 234 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de logements)

Compare FINANCIERE IMMOBILIERE MILLION HOLDING with other companies in the same sector:

Voir toutes les statistiques du secteur Location de logements

Frequently asked questions about FINANCIERE IMMOBILIERE MILLION HOLDING

What is the revenue of FINANCIERE IMMOBILIERE MILLION HOLDING ?

The revenue of FINANCIERE IMMOBILIERE MILLION HOLDING in 2019 is 1.0 M€.

Is FINANCIERE IMMOBILIERE MILLION HOLDING profitable?

Yes, FINANCIERE IMMOBILIERE MILLION HOLDING generated a net profit of 703 k€ in 2019.

Where is the headquarters of FINANCIERE IMMOBILIERE MILLION HOLDING ?

The headquarters of FINANCIERE IMMOBILIERE MILLION HOLDING is located in ESCHAU (67114), in the department Bas-Rhin.

Where to find the tax return of FINANCIERE IMMOBILIERE MILLION HOLDING ?

The tax return of FINANCIERE IMMOBILIERE MILLION HOLDING is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FINANCIERE IMMOBILIERE MILLION HOLDING operate?

FINANCIERE IMMOBILIERE MILLION HOLDING operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.